Save On Your Next Computer ... And Electronics

Would you buy a refurbished computer? I did -- the second time around -- and saved 18% off the sticker price. I bought my first computer, an Apple PowerBook, at retail. Last year after seven years of use, I replaced it with a refurbished MacBook Pro that I ordered from the Apple Store online. First I went to Apple's mega store on Fifth Avenue, so by the time I looked online, I had talked to several Mac Geniuses and knew just what I wanted. I bought a MacBook Pro -- perhaps a more powerful laptop than what I actually need -- partly because I saved hundreds of dollars by buying it refurbished. I got a 2008 model in September, 2008, the same year it came out. Apple tests and certifies all their refurbished products and offers a one-year guarantee. That was a deal too good for me to pass up. Apple's service is 150% positive; their technical support is awesome. When I took my laptop out of its Fed-Ex box, it was "good as new." To this day, I can't tell the difference between refurbished and what I play with at Apple's Fifth Avenue Store. My laptop is still a top performer; I've never had a problem with either its hardware or software. So I'd definitely buy refurbished again.

A few tips: 1) Do your research; 2) Stick with companies known for their outstanding products and customer service; 3) Look for free shipping and a full year product warranty.

Other businesses offering refurbished [aka, "reconstructed"] products, include Canon for printers and Bose for audio/video equipment. Maybe your favorite manufacturers do too. Check their websites to see. You could save big bucks on big ticket items.

Replacing Old Faithful With A New Printer

Okay, it finally happened. The inkjet printer I happily used for 8 years needs to be put out to pasture, not because it no longer prints, mind you, but because technology has moved so far ahead that the printer has lost some vital connections, like the ability to print a single page. This means if I'm reading a 50 page document and want to take a look at a hardcopy of page 19, I have to print all 50 pages to get it. Now that's just wrong. [And forget about printing PDF files. Very hit or miss.] But as it turns out, I can buy a spanking new all-in-one printer for $99.99, which is exactly the same price I paid all those tech years ago for the old printer! It really pays to shop around, and that includes looking online. I'm getting a great deal for a printer by buying Canon's online. They are running a 33% discount on the PIXMA MP620 Wireless I often eyeball at BestBuy and the Apple Store. By ordering online I get free Fed-Ex shipping, so I don't have to lug an 18 pound, plus box home. And I discovered that Canon has outstanding customer service and technical support. Certainly, I need the technical help to set up the wireless function of the printer. And I always appreciate when a company offers free returns should anything go wrong and you need a replacement.

As a bonus, the new printer will pay for itself in time. It's ink cartridges cost one-third less than the old printer's. And before I selected this model, I didn't realize when a printer's color cartridges are separate, you spend less on ink because you only have to replace the depleted color – in lieu of all the colors at once. It was time for a change ... at an unbeatable price.

You Can't Always Get What You Want

Keith Richards & Mick Jagger, The Rolling Stones

Don't get me wrong, I like nice things, but am not an overly materialistic person -- and I don't like to accumulate clutter which is what would happen if I bought everything that popped into my head. At the same time, when I need something I don't hesitate to get it.

When buying a product gives me pause, it's usually because I'm tempted by a good price or feature ... but I don't necessarily need that item. I either already have something comparable, an older version, or I probably wouldn't use it very often -- but having it " just in case" is appealing.

Every winter I wear a pair of black UGG suede boots which my feet adore! They are incredibly comfortable, toasty warm and ultra stylish when paired with jeans or dresses. And boy, do they hold up. Even after five seasons, they still look terrific. But they DON'T look brand new. So when I passed a shoe store that offered my UGGs for $50 off, temptation reared its ugly head. I nearly bought them on the spot. In the end, I decided, "no," because, 1) I'm not ready to throw out the old pair, 2) I have plenty of boots, and 3) I don't need another pair (not really). It took discipline, but ultimately I saved $110 by passing on the sale.

Now I'm going through the same temptation over buying a new printer. I have a compact Hewlett Packard deskjet that sits neatly in the corner of my room. It prints beautifully, but that's all it does. Lately, I wonder if I should get an all-in-one printer. If I needed to fax, copy, scan and crank out photos frequently my decision would be an easy "yes," and I'd replace my old inkjet in a heartbeat. But the fact is, I mainly need to print. On rare occasions when I need to copy, I have a drugstore across the street that charges five cents a page. Another drugstore on the opposite corner develops photos. And, my low tech printer shows no signs of wearing out. So the dilemma is, do I get what I want "just in case?" Or save $150 plus by keeping what -- so far -- fits my needs? What kind of a buyer are you? Do you over buy? Or under buy?