Don't Buy Too Far Into The Future

I wrote a post nearly 4 years ago about a habit, namely stocking up, I wanted to break. I'm happy to report: I changed! My new purchasing pattern is to Buy One Plus One for many common commodities. You can replace an old habit with a better habit, maybe not suddenly, but one step at a time. Not buying more t-shirts, soaps, shampoos, hair conditioners, or body balms than what I need has not caused any shortages or hardships.

Even when an old favorite is discontinued I've never had to go without. A new and often better product takes its place. Nor have I had to overpay for soap, shampoo, conditioner, or t-shirts because I didn't buy a dozen during a sale. Aren't these the two main reasons we tend to stock up?

In fact, I can think of a few instances when buying a stash of everyday products resulted in a waste of product and money. 

In the late 1990's I loved the Bath & Body Shop's Freesia Scented Body Cream. When the shop's sales manager told me freesia was being discontinued, I bought up a supply to use for when I couldn't buy it. Big mistake! Despite being sealed, scented body creams have a short shelf life. They go bad after 2+ years. The fragrance vaporizes and the ingredients in the cream separate. Moreover, skincare has improved by removing drying agents such as alcohol and adding essential ceramides to restore our skin barrier.  Although I loved smelling like freesia I never understood why I had dry skin until after I stopped slathering on my freesia body cream in winter. The alcohol in the body cream I thought was moisturizing my skin was drying it! 

After I'd bought far too many t-shirts at Express, a newer cut and fabric launched at Old Navy that I prefer. 

Bars of soap from various retailers have been replaced by less messy liquid soaps, as well as, post-Covid hand sanitizers. Yet to this day, I'm still going through my bars of soap, sometimes putting one in a soap dish on the kitchen sink or laying them on shelves inside my wardrobe ... because what else do you do with too many bars of soap? The world has moved on from solid bars of soap!

Often buying a stockpile of a product during a sale is not as cost-effective as just buying one plus one as needed. Our needs are always evolving. What you need today may change tomorrow. So buying too far into the future repeatedly leads not only to clutter but to a waste of product and money. We end up with products after we've moved on from valuing them. 

We simply need enough of an item so we don't have to run back to the store every time we turn around. Usually buying one plus one is the right quantity. I'm happy I nipped buying too far into the future!

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Macy's Black Friday Sales: 5 Lab Grown Gemstones

The last of my Macy's Black Friday gift guides will also discuss whether or not, you should buy lab-grown precious gemstones as jewelry. Regular readers of THE SAVVY SHOPPER already know my answer. Yes! Absolutely and without a doubt, if the price is right. When priced fairly (meaning not inflated) you'll get a lot for your money! 

Lab-grown diamonds, sapphires, rubies, and emeralds are as real as natural-grown diamonds, sapphires, rubies, and emeralds. Lab-grown gemstones are physically, chemically, and optically the same as gemstones that form over billions of years in the earth's mental or crust. 

Natural gemstones are more expensive than lab-grown gemstones and tend to fetch a higher price on the resale market primarily because they are in higher demand by the public, but as lab-grown gemstones gain more acceptance ... and now as more retailers are entering the market plus manufacturing methods are getting better and cheaper, this is changing. In fact, the greater acceptance and availability of quality lab-grown diamonds are already lowering the prices of mined diamonds produced in nature.

Under a loupe gemologists and jewelers can tell the difference between natural-grown and lab-grown gemstones, yet both are genuine, authentic, real gemstones because chemically and optically they are the same. Both mined and lab-grown stones are the same chemical elements transformed into various gemstones by enormous heat and pressure. Gemologists can also determine where on earth natural sapphires, rubies, and emeralds were formed, as there are tell-tell signs informing them of a gemstone's origins, so it makes sense they can also tell when a  gemstone is lab-grown.

I sound like a broken record in saying, never think of jewelry as an investment but only as a luxury good with huge markups, things of beauty we love but do not need. Except for high jewelry (the apex of rarity and perfection of cut, carat, color, and clarity) or the estate jewelry of a celebrity, you'll rarely get what you pay for your pieces on the resale market.

The great benefit of buying lab-grown gemstones is customers can get bigger gemstones with higher color grades and few inclusions for far less money. They cost at least 1/3 less than natural stones. Short of a cartel forming, I predict prices will continue to drop.

Whether buying lab-grown or natural gemstones, we still need to ensure we're getting value for a good stone based on cut, carat, color, and clarity. 

For this reason, I'm a big fan of Macy's for mid-priced jewelry that ordinary people can afford, and I'd be over the moon to have any (or all😍) of the five 14k gold large sapphires, rubies, emeralds, or diamond sparklers featured here today. OMG, I live at the right time when huge gemstones can be grown in a lab! Dear Fairy Godmother, gimme!!!!!

Final thought: Black Friday sales come and go. If you miss this one, wait for another promotion to come around. They'll run all season and several times of the year!

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Great Gifts From Macy's Black Friday Sales

I judge every gift by whether I would love it if I received it myself. Here are 5 Macy's Early Access Black Friday Specials where my answer to loving the gift as a giver or receiver is an enthusiastic yes!:

1) Macy's 25 Days Of Beauty Advent Calendar (above👆) - In years past I've featured some of the most coveted advent calendars on the market including from the London merchant Liberty, but priced at several hundred dollars, perhaps they aren't really worth the money. Macy's puts out a winning advent calendar every year containing a lovely curated assortment of top-notch makeup, skincare, and haircare goodies to pamper every recipient! The advent calendar is specially created for Macy's so you get a lot of products for your money. If I were to buy a beauty calendar for myself, I'd select it and use my savings for something more important.

2) Nike Women's Tanjun Move To Zero Casual Sneakers - Nike is the original brand that innovated support and comfort to advance the technology of making sneakers. Other retailers followed. If you need a new pair of athletic shoes you can't do better than Nike. Usually more expensive, how great to find them as an Early Black Friday Special!

3) 2 Piece Set White and Pink Cultured Freshwater Pearls (8 mm) Drop Earrings in Sterling Silver - I bought these ultra cute and classic earrings this morning as a gift for a friend, and the anticipation of surprising her ... I can't wait! I'm counting on her not reading this blog, but if she does, she won't know she's the friend getting jewelry. Ha! I love the 8mm size baroque-shaped pearls and set in sterling silver, a precious metal. Pink pearls are a color and drop earrings are a style I'm often tempted to buy for myself so I think she'll love them. The sales associate I placed my telephone order with said she now intends to buy a pair too, so today I bought a pair and sold a pair! Macy's, you're welcome!😆

Update - November 17th: My friend was totally surprised, she said overwhelmed and loves her beautiful new earrings!

4) Family Pajamas - Frankly, it's a new holiday tradition my family doesn't follow, but if you need new pajamas, why not buy them now that you can get good substantial cotton and attractive designs at a great price. Also if you don't know what in the world to buy someone, almost every person needs a warm pair of pajamas. There are also matching PJs for the family dog! These are the substantial types of night clothes I like to wear to spend the night at someone else's house so I can leave the guest bedroom or sit at the breakfast table without having to jump into my clothes too early in the morning.

5) Accessories: Scarfs, gloves, belts - Wow, a terrific selection of textiles, styles, colors, degrees of warmth, and price points. It's why I love Macy's, you always find quality to fill a need at the price you can afford. I don't think I've ever had a fashion, beauty, or home good need, traveled to Macy's, and retired home empty-handed. The Herald Square store has  9 floors and such a wide selection!

There's plenty of quality and value to be had right now during Macy's Early Access Black Friday Sale! How thrilling to give fantastic gifts without emptying a bank account.

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Summer Sale On Dresses And Swimsuits

Three blogs ago I featured two end-of-summer sale dresses I added to my wardrobe for next year. Here are the dresses and swimsuits I passed on buying to be financially responsible. They are equally stylish and excellent buys! 

Nowadays I try super hard to buy everything I need without giving in to purchasing lots of other things I simply want! Far from fretting, I fully expect the following cute pieces to return next year, perhaps slightly tweaked or in new colors, but I'm sure I'll get another chance to acquire them if I have a true need. Meanwhile, if you (unlike me) require new clothes for next summer, you can't beat the following in vogue dresses and swimsuits at fabulous reductions:

1) Landsend Cotton Jersey Sleeveless Swim Cover-up Dress (top image👆) - The 100% soft cotton jersey is a thick fabric with a notch neck and neatly finished armholes that you can wear as a summer dress when not covering up a bathing suit. Why not, it's adorable!

2) Columbia Freezer III Dress - The  Freezer III dress made its feature debut on THE SAVVY SHOPPER in early July and now it's on sale! Its wicking fabric pulls moisture away from the body to keep you dry and cool. In addition, the ultra-dapper summer dress has UPF 30 in its fabric to block UVA and UVB rays. Some of the patterns are gone, but not all, and the classic dress should return again next summer.

3) Swim Solutions - Macy's has tons of chic swimsuits marked down. A brand I especially love, Swim Solutions offers ultra-flattering designs, full support (in the bust, waist, and bottom), plus minimizer-sliming coverage. The brand is of top-notch quality for less -- and since sizes are going fast, I'll link 2 places you can find them -- at Macy's and Amazon.

The devil is tempting you, my lovelies!👅👺 Take advantage of the sales if you need something for next year. The dresses and swimsuits will return next season at their full retail price. Me ... I'm trying to be a good minimalist. 😇

Here's the swimsuit I selected in 2020. It came back in 2021 but has sold out again. As you can see, I wouldn't have lost out as there are plenty of gorgeous suits on sale now!

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The Beauty Advent Calendars Are Out

Nordstrom's Anniversary Sale

Photo: Seattle Times of the Nordstrom flagship store on West 57th Steet in Manhattan

Every year Nordstrom holds it's big blowout anniversary sale offering deep discounts throughout the store. This year mark your calendar for Wednesday, August 19 - Sunday, August 30, 2020. You can preview the merchandise, which includes apparel, shoes and accessories, beauty exclusives, home goods and children's essentials here. The savings are substantial! Think Black Friday sales in the summer. 

Year after year the following 4 items are popular with beauty mavens and fashionistas who will try to score them again:

1) Diptyque Set of 5 Travel Size Candles - Each year the set sales out lickety-split fast. Containing 5 of the brand's most popular scents, they are not full-sized, yet bigger than sample size and $25 off of the usual price. Online the Diptyque candles will sell out within minutes, so you have to be sitting at your computer ready to click at midnight on August 19th. 

2) Designer and/or popular brands of clothing and shoes - Be sure to make a list of any articles of clothing or shoes you'll need for the fall or next summer, then check the preview link to see if your favorite brands are included in the promotion as they likely are. These classic, adorable Marc Fisher slingback pumps come in a few colors and textures and will be marked down at 41% off while supplies last. Tory Birch, Tahari, Ted Baker London, Theory (designers); as well as Madewell, Topshop, Maggy London, Vince Camuto (popular) are 8 brands to watch for discounts.

3) Activewear, underwear and spandex - This is the sale to stock up on names you desire without having to pay full-price. Noteworthy discounts on coveted lines include: Zella, Patagonia, Natori, SPANX® and Sweaty Betty.

4) NARS, Dior, Bobby Brown or Charlotte Tibury - It's also the time to consider splurging on any of the overpriced makeup brands (and skincare) that you love and hanker to try. They won't be cheap, but you can score on exclusive beauty offers or special sets created especially for Nordstrom. So you'll get more for your money if you buy them during the anniversary sale.

THE SAVVY SHOPPER'S friend, Angie Smith, said I must write a blog on Nordstrom's Anniversary Sale. Is there anything else to know ... tips or goods to add to the list of great deals, Ang?💋💄🤫👗 

Readers, what do you hope to find for less at Nordstrom's Anniversary Sale?


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Big Ticket Looks For Less

Macy's offers Effy "Brasillica" Emerald Collection.

For some things you absorb the cost; for other things you don't. Where top quality matters, we must pay the piper, and at other times, budget-friendly is good enough.

With goods (and services), I might look at the apex of quality, then compare it to the tiers, of what's available. (Hey ... your girl needs to know!) I consider what I like about the top of the heap items … separating my ''wants" from my ''needs." Will the merchandise make my life better, easier or happier? When the answer is yes, I (splurge) and buy it. If no, I (save) by buying good enough.

Frequently with apparel, accessories and jewelry, we want them more than need them.😍 Am I right?

If I don't need it, but only want it (whatever "it" is), I ask, can I afford it? Next, if costly, will spending 10 times more give me 10 times more use, satisfaction or happiness? Or will the cheaper alternative do the trick? Can I get the look or convenience I seek without emptying my wallet? Even when not an exact match, often I can find "the look" for less. And if the cheaper item happens to be less durable at a fraction of the cost, I can afford to replace it, still coming out ahead.

The following are 3 proxies for bigger ticket items to give you the look, or satisfaction for less:

1) Effy vs Effy at Macy's - Like other big department stores, Macy's has partnered with several jewelers including Effy's, Marchesa, LeVian, and RARE Featuring GEMFIELDS to offer an array of fine mid-priced jewelry. Real gold and gems: The precious stones (diamonds, sapphires, rubies and emeralds) are consumer, not heirloom grade, yet you get great value for the money and lovely pieces. Moreover, if you buy directly from the jewelers, you will always pay 2 or 3 times more! But with Macy's unbeatable sales, you can get parallel bling for much less. With several independent jewelers under one roof, put your favorite earrings, rings, bracelets or necklaces on a wish list and wait for the Friends and Family, or the Deal of the Day sales for the lowest prices. Plus always check Clearance and Last Acts. You can save 1000s of dollars!

The same applies to clothes. Look for markdowns on designer suits, jackets, or pants by finding them in department stores. Ralph Lauren, Annie Sui, or Oscar de la Renta will never match such sales in their shops.

2) Athleta Santorini Thera dresses vs Old Navy Swing dresses - The Athleta dress on the left is better made and will last much longer than the Old Navy Swing dress on the right. But is it worth nearly $100? It's not where I'd drop a Benjamin Franklin. I'd rather pay $10.93 - $25 for summer dresses, then mindlessly machine wash and dry them, plus get more than one color or pattern.

3) Chanel vs Adele flap bags - During our pandemic Chanel increased the cost of its already over-priced handbags. Who does that with so many people suffering and out of work? Chanel executives, that's who!! The jumbo is now $7,100 [from $6,400 - up 11%], and the medium costs $6,500 [from $5,800 - up 12.1%]. A wallet on a chain, popular to use as an evening bag, rose to $3,100 [from $2,500 - up 26%]. Frankly I don't think the quality justifies Chanel's price hikes. Their purses are mass-produced! So if you like the Chanel classic look, find an inspired bag! Here's an evening wallet on a chain size. Another one from Sakes Fifth Avnenue in leather made in Italy. Good luck on the resale market  -- Fashionphile, the RealReal, Rebag, Vestiarie Collective, Farfetch and others --  will also go up to reflect the new prices of Chanel's handbags.

Savvy Shoppers don't pay for labels alone. We find genuine quality, value and deals for less! Enjoy a splurge that is also a save.💰💸😎


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Fabulous Deals Now At Macy's, Old Navy And More

Macy's emerald tennis bracelet (20 ct. t.w.) in sterling silver 

Great news: Retailers are opening their doors and offering sales to welcome customers back! The following deals are too good and tempting to pass up:

1) Macy's is offering a 50% - 75% epic summer sale on apparel, shoes, handbags, and jewelry. What a lovely 20-carat emerald tennis bracelet above, which is also offered in certified rubies. The sale includes more expensive necklaces, bracelets and rings. As an example, I selected a lovely budget-friendly piece that won't break the bank! In sterling silver (a precious metal), plus real emeralds for the price of costume jewelry. If you miss this particular sale, put the item on your wish list on Macy's website, then wait for the sale to come around again. Count on it happening!

2) Old Navy High-Waisted Slim Boot-Cut Yoga Pants - I'm letting my secret out of the bag. In the fall and winter I wear these substantial cotton and spandex yoga pants with a top and blazer for events -- the combo looks like business attire, and nobody is the wiser! The pants are jet-black, opaque and smooth, and they are so comfortable! The high-waisted slim boot-cut suits me, but there are several styles of yoga pants for every~body. Best deal for the quality in town. None better!

3) Crew-neck t-shirts - This year it was time for me to replace old, weathered t-shirts. Based upon quality alone, the t-shirts from L.L. Bean, Landsend and Uniqlo in the order listed are what I like buying. Although L.L. Bean is my top pick for high caliber t-shirts, I buy t-shirts from all 3 merchants based upon the price, sales, and colors available. All 3 retailers have good quality cotton t-shirts to last for several seasons of wear. A few weeks ago, I went with Landsend. In years past I also purchased t-shirts from Old Navy, but this year they only have neutral colors (white, black, grey), and I love t-shirts in vivid colors! 

4) Old Navy Swing Dresses - I highly recommend buying O.N.'s swing dresses to wear all summer long. Frankly I favor cotton because the fabric lasts longer, but Old Navy makes these practical and cool (knitted) rayon dresses so cheap, it's quibbling. Every spring the retailer returns their swing dresses in new colors and patterns. I got the above floral red dress at the store today for $10.93 on sale! How could I not bring it home!

Certain stores (including Ulta and Uniqlo) are not yet ready for in-store shopping, but you can go to their websites for details on ordering, then can go to the store for "curbside pick up" of the goods. Moreover some merchants offer both in-store and curbside side pickup services (like Macy's, Saks, Bloomingdales, Old Navy, H&M and Sophora). Check the websites of your favorite retailers ... and support them if you can. They want you back and are showing it with sales and extra services. Show brick and mortar stores some love! They were hurt by the shutdown. Let them know you're glad to be back!


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Macy's Last Act Goodies Rock

Unwritten - Heart & Crescent Moon Pendant Necklace in Sterling Silver & Rose Gold-Plate - $17 here

Hands down, Macy's is my favorite department store in New York City. Not only do I love roaming around inside its iconic Herald Square flagship store, the many in-store and online sales help me find stellar quality goods for less. Nobody has the selection at every price point like the sponsor of the world's yearly Thanksgiving Day's parade. Macy's hits a bulls-eye for a value shopper! And whether I truly need something (my mattress, living room carpet and cooking tools), or wish to splurge (clothes, makeup and jewelry), I always find something at Macy's within budget.

Unwritten - Freshwater Pearl and Sterling Silver Nnecklace here - $14.96

Macy's brick and mortar store, as well as, its website has a rack (category online) you'll adore, called Last Act, for marked down items. I still wear a "Last Act" soft cashmere blazer I got years ago for $14! I couldn't buy the cashmere fabric and make the blazer myself for that bargain price! What's more, the same deals continue now.

Today let's say we are shopping for a lovely gift, or splurge and have fun selecting some darling "Last Act" jewelry at unbeatable prices.

Macy's Amazonite and Sterling Silver Bead Bracelet here - $21.93- Tiffany sells Amazonite  bead bracelets costing $400 here. The name of the stone is taken from the Amazon River.

In my research for today's blog, this value shopper just discovered a new jewelry designer she loves! The brand, Unwritten, "Last Act" pieces are adorable and made of sterling silver, a precious metal, which I prefer to steel or some other non-precious metal for jewelry. Why settle for fakes just because you luck upon a sale? With the Unwritten pieces here, you get good design, real pearls and sterling silver ... all for only a few bucks! 

Unwritten - Cowboy Boot Necklace here - $14.96

Macy's Last Act inventory is always changing. Since the economy has taken a deep dive, I'm picking winning inexpensive pieces; nonetheless, all price points end up as "Last Acts," so be sure to check back as often as you wish!

Here's another tip: Sign up for emails to get notified of Macy's one day Flash Sales for equally good savings.

Super cute finds with budget-friendly tags for Savvy Shoppers!


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