Big Ticket Looks For Less

Macy's offers Effy "Brasillica" Emerald Collection.

For some things you absorb the cost; for other things you don't. Where top quality matters, we must pay the piper, and at other times, budget-friendly is good enough.

With goods (and services), I might look at the apex of quality, then compare it to the tiers, of what's available. (Hey ... your girl needs to know!) I consider what I like about the top of the heap items … separating my ''wants" from my ''needs." Will the merchandise make my life better, easier or happier? When the answer is yes, I (splurge) and buy it. If no, I (save) by buying good enough.

Frequently with apparel, accessories and jewelry, we want them more than need them.😍 Am I right?

If I don't need it, but only want it (whatever "it" is), I ask, can I afford it? Next, if costly, will spending 10 times more give me 10 times more use, satisfaction or happiness? Or will the cheaper alternative do the trick? Can I get the look or convenience I seek without emptying my wallet? Even when not an exact match, often I can find "the look" for less. And if the cheaper item happens to be less durable at a fraction of the cost, I can afford to replace it, still coming out ahead.

The following are 3 proxies for bigger ticket items to give you the look, or satisfaction for less:

1) Effy vs Effy at Macy's - Like other big department stores, Macy's has partnered with several jewelers including Effy's, Marchesa, LeVian, and RARE Featuring GEMFIELDS to offer an array of fine mid-priced jewelry. Real gold and gems: The precious stones (diamonds, sapphires, rubies and emeralds) are consumer, not heirloom grade, yet you get great value for the money and lovely pieces. Moreover, if you buy directly from the jewelers, you will always pay 2 or 3 times more! But with Macy's unbeatable sales, you can get parallel bling for much less. With several independent jewelers under one roof, put your favorite earrings, rings, bracelets or necklaces on a wish list and wait for the Friends and Family, or the Deal of the Day sales for the lowest prices. Plus always check Clearance and Last Acts. You can save 1000s of dollars!

The same applies to clothes. Look for markdowns on designer suits, jackets, or pants by finding them in department stores. Ralph Lauren, Annie Sui, or Oscar de la Renta will never match such sales in their shops.

2) Athleta Santorini Thera dresses vs Old Navy Swing dresses - The Athleta dress on the left is better made and will last much longer than the Old Navy Swing dress on the right. But is it worth nearly $100? It's not where I'd drop a Benjamin Franklin. I'd rather pay $10.93 - $25 for summer dresses, then mindlessly machine wash and dry them, plus get more than one color or pattern.

3) Chanel vs Adele flap bags - During our pandemic Chanel increased the cost of its already over-priced handbags. Who does that with so many people suffering and out of work? Chanel executives, that's who!! The jumbo is now $7,100 [from $6,400 - up 11%], and the medium costs $6,500 [from $5,800 - up 12.1%]. A wallet on a chain, popular to use as an evening bag, rose to $3,100 [from $2,500 - up 26%]. Frankly I don't think the quality justifies Chanel's price hikes. Their purses are mass-produced! So if you like the Chanel classic look, find an inspired bag! Here's an evening wallet on a chain size. Another one from Sakes Fifth Avnenue in leather made in Italy. Good luck on the resale market  -- Fashionphile, the RealReal, Rebag, Vestiarie Collective, Farfetch and others --  will also go up to reflect the new prices of Chanel's handbags.

Savvy Shoppers don't pay for labels alone. We find genuine quality, value and deals for less! Enjoy a splurge that is also a save.💰💸😎


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