Should You Buy Fine Jewelry Today?

Don’t get me wrong, I like quality and looking polished and coordinated, but I’m not a luxury bag, shoes, or apparel maven. Fine jewelry is my luxury temptation of choice, which is just as much of a luxury buy as a Hermès handbag. Therefore, who am I to judge? We don’t buy luxury goods because we need them, but because we want, ummm, love them, and they are not true investments like a stock portfolio.

Fortunately, I have a small capsule (not a collection) of fine jewelry, gifts I got for a special birthday or graduation, or a few pieces I saved up to buy as a wage earner over the years.

But would I advise buying fine jewelry at today’s prices? Sadly, I don’t think so. Like Chanel bags, Dior frocks, or Christian Louboutin heels, fine jewelry is significantly marked up in response to demand. Additionally, today we are being charged thousands of dollars for not a lot of gold. Skimpy chains, bands, and bracelets have gotten shockingly expensive!

IMHO, these 3 bracelets from Brilliant Earth are gorgeous ... what a classy stack! Would you like to know how much it would cost a customer to buy them? Here’s the breakdown in US dollars ...

Sol Starburst Diamond 7” Bracelet (1/8 ct. wt) in 14k yellow gold. Cost: $3,595

Diamond Flexible Tennis Bangle Bracelet (1 1/3 ct. tw.) in 18K White Gold $3,595

Sol Slim 6.5 In. Bracelet in 14K Yellow Gold. Cost:$2,350

Total cost before taxes: $9,540 

This is from a retailer with a reputation for offering more value for the money. Still, such a tidy sum is not practical for an average wage earner, despite the lovely aesthetics. The individual bracelets are not the thickest!

In fact, the price of gold has hit record highs of over $4,700 per ounce at this time. Driven by geopolitical tensions and central bank buying, gold has experienced a sharp long-term upward trend. 

THE SAVVY SHOPPER will continue to feature fine jewelry as it’s too pretty not to, but as a value shopper, I can’t in good faith tell anyone to splurge on it. You’ll have to decide for yourself whether or not to empty your bank account. 

Oh, my goodness, 6 bangles would double the tab! If I were to spend $9,540+ on jewelry, I would spend it on a single piece with the biggest single diamond I could buy, rather than a stack with multiple single diamonds, because a bigger diamond would be easier to sell on the pre-loved market if you absolutely needed money.

With graduations and weddings in the future, what are your thoughts on buying fine jewelry at today’s prices? Is it worth it?!?

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LaPointe's Feather Coat Is Fun

Photo courtesy of Town & Country

As a Manhattanite living in a small apartment, I don’t buy clothes like the coat that comedian Sandra Bernhard is wearing in the March 2026 issue of Town & Country. Although guests to my home think I have good-sized closets, to avoid clutter, I must organize ... plus limit my wardrobe to classic outerwear, jackets, sweaters, and shoes that go with everything else I own. All my coats and many of my shoes are black! Why? For their versatility. They go with everything!

Still, what a fabulous piece this feathered coat is from LaPointe’s Spring 2026 Collection! I love the beautiful purplish-blue color! The bit of silvery glitter on the ends of its sleeves. The shape is full yet not overwhelming, and the midi length is perfect for showing off Sandra's stylish pumps. Classic, old-style, showbiz glamour!

Oh, what fun to borrow it for a night out on the town!

Above are other pieces I like from LaPointe's feather collection. With the jackets, we must also sport the matching purse. They go together like Rodgers and Hammerstein. Do you agree? Have you ever worn feathers?

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Admiring 2 Harry Winston Diamond Rings

Another day, another eye candy blog. Let's browse: Here are 2 gorgeous Harry Winston diamond rings average wage earners can admire, yet likely not afford to buy. Even if consumers have the money in the bank, it would be unwise to spend it on luxury items like high-end jewelry rather than on necessities, emergencies, or retirement. But looking, ooing, and ahhing are free. So here we go!

The first ring is crafted in platinum; set with a 12.55-carat step-cut emerald, in a D-color that is internally flawless. The main diamond is flanked by 2 tapered baguette diamonds. The cost depends on the carats, color, and clarity a customer selects if buying it directly from Harry Winston. Both rings are available, with consumers choosing their center diamond.

Ring number 2 is crafted in platinum; set with a 6.01-carat pear brilliant-cut diamond, with E color and VS2 clarity; and it is also flanked by two baguette-cut diamonds. Once again, it’s available and customizable at Harry Winston’s, but Fortuna auctioned this 6.01-carat diamond ring for $187,000.

Oh, what if an average earner loves, loves, loves these beautiful diamonds as much as I do, but could never justify a Harry Winston purchase?

As I always say, "First a dreamer, then a realist!" Use the Harry Winston rings as inspiration and be willing to make some compromises to fit your budget! So what is a practical person who isn’t one of the new billionaires in our country to do?

Consder lab grown diamonds costing considerable less! Lab-grown gemstones are physically, chemically, and optically the same as gemstones that form over billions of years in the Earth's mantle. Be flexible on carat size, color, and clarity, and switch from platinum to 18k or 14k gold to lower costs. The benefit of gold over platinum is that the ring can be resized to fit a changing finger size over time. The 👆lab-grown pear-shaped diamond on the left is 2 carats in 18k gold, priced at $2,424.10, and it, too, is gorgeous!

For the emerald cut ring, this lab-grown diamond ring to the right👉 is without the side baguettes for $1,979.25. Still, if you yearn to dupe the Harry Winston design at a higher price, another option is here. Research all sellers thoroughly before making any purchases.

On a jewelry budget, perhaps rings are the best splurge, because you can admire their beauty while you wear them, unlike a necklace that requires standing in front of a mirror. You catch the sparkles of a ring as you toss your hand around!

Angara

Although much less than Harry Winston, $2,000+ for jewelry isn’t exactly cheap either, is it? If you’re simply looking for bling to wear without investing weeks of salary, there are yet more compromises you could make. You could buy lab-grown white sapphires, which are inexpensive and crafted in 925 sterling silver, which is still categorized as fine jewelry. Sterling silver is softer than gold, so you wouldn’t want a sterling silver engagement ring that you might wear daily, banging it around. Do. Not. Accept. That fiancée of yours must work a little harder! Sterling silver is a fine metal for necklaces, earrings, and rings you wear mindfully when you have few chances of banging it. Moreover, it's wise to take lower-priced jewelry that you can afford to replace on vacation.

Italo rings

Italo is one of several jewelry companies making lab-grown white sapphires in 925 sterling silver. With its ongoing deals, a buyer can score Harry Winston dupe rings at $70 - $100. Decent quality for the price.

Even so, I’m thinking if my ☆・*Fairy Godmother☆・* were to ever appear, she’d procure those 2 Harry Winston rings for me. I know she would, and I’m waiting! Are those fast twinkling lights I see, you know, the kind when a body holding a wand👤👗 materializes out of thin air?😛

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Oscar Dress Picks 2026

Every year for fun, I select my favorite Oscar gowns. IMHO this year, not only are Jason Bateman and his wife, Amanda Anka, the best-dressed couple of the evening, but Amanda is wearing my overall favorite Oscar dress of the evening. I love its shimmer, the classy, revealing-yet-not-too-revealing skirt of the gown. It flatters her curves and is ultra glamorous from head to toe. 

At the Academy Awards, black dresses were worn in abundance with other neutrals and not much color. The individuality was in the details of the frocks.

Alana Haim in Louis Vuittron (most daring!), EJAE in Dior, Rose Byrne in Dior

Alana Haim’s dress from the front angle is modern and cosmopolitan sans the huge side slits, which I didn’t notice right away. I wonder if it comes with a silk underlayer? I’m thinking, brrrr, air conditioning.

Teyana Taylor in Chanel, Demi Moore in Gucci, Emma Sands in Louis Vuitton

Zoe Saldana in St. Laurent, Gwyneth Paltrow in Giorgio Armani Privè, Anna Cathcart in Jenny Packham.

The last 3 are simple yet elegant dresses. I also love Zoe Saldana’s Cartier, Gwyneth Paltrow’s and  Teyana Taylor’s Tiffany necklaces. (Click the photos to enlarge.)

The overall look of Oscar night was sophisticated and grown-up.

Photo: PEOPLE

I must add that Gwyneth has a beautiful body, but I her Oscar dress isn’t as elegant from the sides as the front. Actresses are bolder with less inhibition than regular people. At high-profile events, my sole motivation is to look my very best self. Again, I think air conditioning, brrr!

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Harry Winston’s Sunflower Collection

Brrr, Manhattan is experiencing a deep freeze, forcing us to stay indoors. So today, let’s get our sunshine in an indirect way.🌞 Without leaving your home, come with me to Harry Winston to admire his Sunflower Collection. It’s for diamond lovers, although a customer could select the pieces set with several colored gemstones that feature rubies, emeralds, sapphires, or yellow diamonds!

We, ordinary wage earners, can’t afford the collection, but we can be inspired by its beautiful design when occasionally buying or being gifted more affordable jewelry.

1st up: The Sunflower Graduated Diamond Necklace is set in platinum with round brilliant-cut diamonds. The so-called small necklace has 429 round brilliant diamonds weighing 20.60 carats. That’s the small?😳 I could live with “small,” --  little puny 20 carats of diamonds in this necklace! Could you?

What’s more, the collection has matching watches, rings, earrings, and bracelets! So let’s continue our blog shopping spree, shall we?

The Harry Winston Premier Sunflower Automatic Watch is 36 mm in size with a yellow mother-of-pearl dial and a pearly yellow alligator leather strap. It comes in blue, red, and green also, but we’re focusing on sunshine yellow today. The Sunflower Diamond Two-Motif Twin Ring, set in platinum, has 36 round brilliant diamonds totaling 3.58 carats; its center stones weigh 0.70 carats.

The Sunflower Diamond Earrings on Wires in small, set in platinum, have 18 round brilliant diamonds weighing 3.73 carats. The center diamonds are approximately 0.70 carats. The platinum Harry Winston Sunflower Earrings on Wires in medium have 18 round brilliant diamonds that weigh 4.43 carats, and the center stones are 1.00 carats. Ooh, la, la, these resemble the Sisi’s Stars I covet!

Now we’ve arrived at selecting a bracelet: The Sunflower Diamond Bracelet in small has 198 round brilliant diamonds weighing 9.70 carats, and the large has 165 round brilliant diamonds weighing 16 carats. Both are set in platinum.

Visiting Harry Winston on my blog is much friendlier than going in person to the 5th Avenue flagship store. The shop is not welcoming to browsers, unlike Tiffany down the street, whose associates are fantastic to tourists!

17 round brilliant diamonds weighing a total of 1.72 carats, with a center stone of 0.70 carats conprise the small, set in platinum

Still, I will always be grateful to the jeweler, Harry Winston, for buying and donating the Hope Diamond to the Smithsonian in Washington DC in 1958, so it’s on public display. The story is, he sent the Hope Diamond there in the US Mail!!😲

I hope you've enjoyed your Harry Windson stop on THE SAVVY SHOPPER! Before we know it, the weather will turn into a warm sunflower-growing season again. Let's never lose our love for summer, Mother Nature, or her jewels!🌻

Meanwhile, stay warm, my lovelies, in these frigid temperatures! 

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High Jewelry Sapphires & Diamonds

Chopard from the Red Carpet Collection

High jewelry is unaffordable to middle- and working-class consumers, but what gorgeous eye candy to behold! If you're a jewelry lover, you can’t help but think how magnificent Mother Nature, combined with the artistry of a jeweler, is! You may not be able to buy it, but you can take the style as inspiration when selecting more budget-friendly pieces. For example, I like cutting-edge design, but, as I must limit what I actually buy, I rarely buy cutting-edge and lean towards classic, timeless pieces. Also, while I appreciate ladylike jewelry, I avoid ornate and over-the-top femininity. Once you know your style, you can apply it to find jewelry that fits your budget.

Today, let’s take a look at High Jewelry Sapphire and Diamond Pieces, shall we? Peerless craftsmanship and elegance define Chopard’s Red Carpet Collection, a/k/a Haute Joaillerie.

The top👆Sapphire and Diamond Necklace, resembling a crown, features oval-shaped sapphires and round, pear, and marquise-cut diamonds set in 18-carat white gold. It is available in several carat sizes of sapphires and diamonds (e.g, there’s a 97.46-carat version with over 100 carats in diamonds). Oh, I’ll take that one! Dream big!!😝

A Chopard Red Carpet Collection ring has a 9.45 carat cushion cut sapphire framed by pear-shaped sapphires and round and pear-shaped diamonds. The collection’s drop earrings are set with 43.48 carats of pear-shaped sapphires and 2.53 carats of diamonds in white 18k gold. The drop earrings also come in emeralds.

Two sapphire-and-diamond watches from Chopard’s Red Carpet Collection are more like jeweled bracelets with timepieces at their centers. A customer has a choice between diamonds with sapphires or sapphires with diamonds. Which would you pick?

I’m tossing in two other pieces I love that are not designed by Chopard as I’m no slob!😉

A Madagascar cushion-cut sapphire ring, set in platinum, is 30.21 carats. The sapphire is flanked by 2 diamonds totaling 2.56 carats. Its price is listed as $525,000. The ring would go perfectly with the Harry Winston sapphire and diamond necklace on the right. The necklace’s 111.73-carat cushion-cut sapphire is detachable. 

When prices aren’t listed, you have to find out by walking into the jewelers’ shops. As the old saying goes, if you have to ask, you can’t afford them, which, sheesh, we already knew that, didn’t we!?!

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Lands’ End Launch’s Its Swimsuits Already

For years now, I’ve said Land’s End is the retailer where there’s a swimsuit designed for everyBODY. I’ll link to prior years below so I don’t need to repeat myself. Their 2026 swim collection is on their website now! Here.

If you don’t wait for a promotion, you won’t get a bargain, but you will get top quality, style, and the perfect, most flattering swimsuit to fit your body type in a wide array of not just styles, but each style in different colors or patterns. No merchant offers customers the selection that Lands’ End does! The equivalent of customizing your suit. 

I’m picking styles I like that you could keep on after you leave the beach or pool to head home, because they cover as much as your normal casual summer clothing. Classic and stylish without revealing too much skin! 

Nevertheless, Lands’ End also offers an assortment of adorable coverups to pair with its swimsuits. Click to enjoy a browse. I bet you won't stop with swimwear! (THE SAVVY SHOPPER is not a sponsored blog.)

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A Burberry Trench Coach Is A True Investment Piece

When it comes to buying investment wardrobe pieces we can’t go wrong with a trench coat, the most iconic perhaps is British luxury brand, Burberry. As it turns out, they go on sale this time of the year, so now is the time to browse the department stores which carry them.

The company was founded by Thomas Burberry in 1856. Originally Burberry designed his iconic trench coats for military officers and outdoor exploration. 

Even today a Blurberry Trench Coat is known for its intricate stitcking and functional details. A nova check pattern is the tradmark of the coat, as well as, its scarves and apparel. As we would expect, the trench coat doubles as a raincoat: Thomas Burberry invented garbardine fabric in 1879, a tightly woven, breathable, and waterproof cotton. 

While steep in British heritage, the trench coat has become globally iconic as functional and practical luxury outerwear. What makes it an investment piece is an owner would likely wear it all the decades of his or her adult life.

To be transparent, although I’ve long admired and have tried on Burberry Trench Coats at Borgdoff Goodman, I don’t own one. But if I were to pay the piper, IMHO, this coat would be the luxury item well worth the cost especially if you need it for work or travel. Had I bought one in my early 20s, I’d still be wearing it. Nowadays my life is casual smart in style. I own a London Fog trench coat and a Uniqlo water-resistant coat, also stylish and functional pieces for less than luxury brand Burberry. It’s fine for Savvy Shoppers to use Burberry, the Holy Grail of quality, as our inspiration to find a good enough trench coat to fit our lifestyles. 

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Pretty LeVian Couture Emeralds

LeVian is a jeweler known for its chocolate diamonds and use of bold, vibrant, slightly-off-the-beaten-path colored gemstones like blueberry sapphires and passion rubies. The family run retailer since the 15th century has also maintained its Persian orgins in some of its designs. Personally, I don’t own any of its commercial-grade jewelry sold at Macy’s, Saks or Belk department stores.

Still 2 pieces from LaVain’s High Jewelry Platinum Collection really caught my eye! I (not my bank account😛) can envision wearing them as they are classic and gorgeous!

The Dora is a pair of earrings featuring 9.22 carats of pear-shaped Costa Smeralda Emeralds™ interlaced with 2.65 carats of marquise, pear, and round Vanilla Diamonds™ crafted in 18k Vanilla Gold™.

The Aelia is a 13.53 carat Costa Smeralda Emerald™ in 18k Vanilla Gold™ framed by .86 carat of Vanilla Diamonds™ in a floral pattern.

You may wonder what exactly are Costa Smeralda Emeralds™, Vanilla Gold™ and Vanilla Diamonds™? I had to look it up:

"Le Vian uses Vanilla Gold to describe its unique 14k or 18k white gold alloy, which is designed to be very white and often eliminates the need for rhodium plating. Vanilla Diamonds are Le Vian's branded, specially selected, high-quality white or near-colorless diamonds chosen to sparkle against their colorful, food-named gold and gemstone collections.” 

"Costa Smeralda Emeralds are high-quality, natural, and untreated emeralds ethically sourced from Zambia and Brazil, exclusively marketed by Le Vian.” The hue of the emeralds are a deep forest green.

I think of the terms as more of a marketing tool but once you know their meaning you do understand what you’re getting.

It’s unlikely and impractical for us average wage earners to buy high jewelry, and yet it’s great fun to see! For one, the stones are rare as they are usually big with fewer flaws. Super ogle-worthy!!

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