You Save With Home Goods For the Back To College Crowd

All photos and items courtesy of Walmart 

A way to save money is to learn when to pay for top of the line quality verses settling for cheaper good enough quality. Good enough quality should never fall apart by using it, but you’re not paying for one of a kind design, or pricey features when inexpensive options work just as well or sometimes better because you don’t have to baby the item. You or your kids can use it with abandoned. If broken, it hurts less to replace the article. Moreover, a trick of interior decorators to save money is to mix high with low end home goods.

A great time of the year to find bargains is when retailers such as Walmart and Target start to sell Home Goods for the Back to College Crowd. Playful  colors or designs at attractive prices are often offered. Do you need new kitchen, living room, or bathroom auxilliary items? Examples include: towels or washcloths; pots or pans or kitchen tools; a reading lamp, or small clock or flower pots or book ends or organizing baskets. Grab them off the shelves starting in August.

My blog is unsponsored but I think Walmart has some super cute, good enough quality home goods that are also durable. The selection is wide and fabulous at Target too, but Target is always a few dollars higher than Walmart. Both offer decent quality without emptying your wallet! 

Who uses bone china or Waterford drinking glasses nowadays? Certainly not the younger generation nor folks with children or grandchildren. The Back To College Crowd offerings look nice in a home and are priced to sell out!

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Old Navy For Jeans and Cotton & Linen

Old Navy is the place to go for casual smart attire for less than elsewhere, and recently the retailer has really stepped up its game. Take a look at how many styles and shades of jeans, it offers! An absolute steal as its back to school sales are on! You couldn’t match the $15 price tag if you bought the denim then cut and sticked a pair together yourself!

I’m also loving Old Navy’s array of cotton and linen summer dresses of different skirt lengths -- mini, midi or maxi -- that can be dressed up or down. To boot, there are a few rayon or rayon crepe fabrics, which are wrinkle-free and cool to wear on hot summer days. Each style comes in several colors or patterns. Many have pockets!

Of course, you can still find what Old Navy has always sold since opening its doors in 1994 ... 👕🎽👕 t-shirts 👕🎽👕... in crew necks, v-necks, boat necks, sleeveless, short sleeves, or long sleeves. All your summer essentials without breaking the bank!👗

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Macy's Button Pearls Are A Steal

Compare Macy's 8 mm pink button pearls (left) next to my ivory round 7 mm and 10 mm pearls.

In the 1990s, advances in the pearl industry made pearls, the only gemstone created by a living organism, affordable to ordinary people. In earlier eras, only royalty could afford a string of pearls, but today we no longer have to go deep diving, a dangerous endeavor, to find the Queen of Gems and the Gem of Queens in mollusk shells in the ocean. Now pearl farmers grow cultured pearls on freshwater and saltwater pearl farms bringing the production of pearls way up and the costs way down. 

A comparable occurrence is now happening in the diamond, emerald, ruby, and sapphire industries with lab-grown gemstones, and this Lover of Gemstones can't wait for the prices of lab-created diamonds, emeralds, rubies, and sapphires to hit rock bottom!!! With future industry improvements, we'll be able to buy bigger, cleaner, vivid-colored gemstones for far less moola! It's thrilling, count me in!💎

Meanwhile, there are still bargains to find! Every year Macy's offers its 8 mm - 9 mm button pearl earrings with sterling silver posts for $6. Since round earrings are the most popular pearl shape, buying button pearls (dome-shaped) is nearly always cheaper. Yet in your ears, you get the same effect as round ... classic and cute. Expect to buy bigger button pearls for less money. This annual Black Friday offering is especially good, so on Monday, I bought my Mamma a pair of pink button pearl earrings. They are also available in ivory, grey, and black. Many customers order all 4 hues during Macy's Black Friday sales since the price is so low. BTW: These are the 4 pearl colors found in nature. The color of a pearl in nature is determined by the lip of the mollusk.

A criticism I have about these earrings is my universal complaint. Jewelers are skimping on hardware. Nowadays the backs of earrings are so slight wearers are afraid of losing their earrings. The back closures could be more substantial. It takes nimble fingers to put them in your ears. Although slim backs are less than ideal, for sure $6 for real pearl earrings is a steal!

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Don't Buy Too Far Into The Future

I wrote a post nearly 4 years ago about a habit, namely stocking up, I wanted to break. I'm happy to report: I changed! My new purchasing pattern is to Buy One Plus One for many common commodities. You can replace an old habit with a better habit, maybe not suddenly, but one step at a time. Not buying more t-shirts, soaps, shampoos, hair conditioners, or body balms than what I need has not caused any shortages or hardships.

Even when an old favorite is discontinued I've never had to go without. A new and often better product takes its place. Nor have I had to overpay for soap, shampoo, conditioner, or t-shirts because I didn't buy a dozen during a sale. Aren't these the two main reasons we tend to stock up?

In fact, I can think of a few instances when buying a stash of everyday products resulted in a waste of product and money. 

In the late 1990's I loved the Bath & Body Shop's Freesia Scented Body Cream. When the shop's sales manager told me freesia was being discontinued, I bought up a supply to use for when I couldn't buy it. Big mistake! Despite being sealed, scented body creams have a short shelf life. They go bad after 2+ years. The fragrance vaporizes and the ingredients in the cream separate. Moreover, skincare has improved by removing drying agents such as alcohol and adding essential ceramides to restore our skin barrier.  Although I loved smelling like freesia I never understood why I had dry skin until after I stopped slathering on my freesia body cream in winter. The alcohol in the body cream I thought was moisturizing my skin was drying it! 

After I'd bought far too many t-shirts at Express, a newer cut and fabric launched at Old Navy that I prefer. 

Bars of soap from various retailers have been replaced by less messy liquid soaps, as well as, post-Covid hand sanitizers. Yet to this day, I'm still going through my bars of soap, sometimes putting one in a soap dish on the kitchen sink or laying them on shelves inside my wardrobe ... because what else do you do with too many bars of soap? The world has moved on from solid bars of soap!

Often buying a stockpile of a product during a sale is not as cost-effective as just buying one plus one as needed. Our needs are always evolving. What you need today may change tomorrow. So buying too far into the future repeatedly leads not only to clutter but to a waste of product and money. We end up with products after we've moved on from valuing them. 

We simply need enough of an item so we don't have to run back to the store every time we turn around. Usually buying one plus one is the right quantity. I'm happy I nipped buying too far into the future!

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Macy's Black Friday Sales: 5 Lab Grown Gemstones

The last of my Macy's Black Friday gift guides will also discuss whether or not, you should buy lab-grown precious gemstones as jewelry. Regular readers of THE SAVVY SHOPPER already know my answer. Yes! Absolutely and without a doubt, if the price is right. When priced fairly (meaning not inflated) you'll get a lot for your money! 

Lab-grown diamonds, sapphires, rubies, and emeralds are as real as natural-grown diamonds, sapphires, rubies, and emeralds. Lab-grown gemstones are physically, chemically, and optically the same as gemstones that form over billions of years in the earth's mental or crust. 

Natural gemstones are more expensive than lab-grown gemstones and tend to fetch a higher price on the resale market primarily because they are in higher demand by the public, but as lab-grown gemstones gain more acceptance ... and now as more retailers are entering the market plus manufacturing methods are getting better and cheaper, this is changing. In fact, the greater acceptance and availability of quality lab-grown diamonds are already lowering the prices of mined diamonds produced in nature.

Under a loupe gemologists and jewelers can tell the difference between natural-grown and lab-grown gemstones, yet both are genuine, authentic, real gemstones because chemically and optically they are the same. Both mined and lab-grown stones are the same chemical elements transformed into various gemstones by enormous heat and pressure. Gemologists can also determine where on earth natural sapphires, rubies, and emeralds were formed, as there are tell-tell signs informing them of a gemstone's origins, so it makes sense they can also tell when a  gemstone is lab-grown.

I sound like a broken record in saying, never think of jewelry as an investment but only as a luxury good with huge markups, things of beauty we love but do not need. Except for high jewelry (the apex of rarity and perfection of cut, carat, color, and clarity) or the estate jewelry of a celebrity, you'll rarely get what you pay for your pieces on the resale market.

The great benefit of buying lab-grown gemstones is customers can get bigger gemstones with higher color grades and few inclusions for far less money. They cost at least 1/3 less than natural stones. Short of a cartel forming, I predict prices will continue to drop.

Whether buying lab-grown or natural gemstones, we still need to ensure we're getting value for a good stone based on cut, carat, color, and clarity. 

For this reason, I'm a big fan of Macy's for mid-priced jewelry that ordinary people can afford, and I'd be over the moon to have any (or all😍) of the five 14k gold large sapphires, rubies, emeralds, or diamond sparklers featured here today. OMG, I live at the right time when huge gemstones can be grown in a lab! Dear Fairy Godmother, gimme!!!!!

Final thought: Black Friday sales come and go. If you miss this one, wait for another promotion to come around. They'll run all season and several times of the year!

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Great Gifts From Macy's Black Friday Sales

I judge every gift by whether I would love it if I received it myself. Here are 5 Macy's Early Access Black Friday Specials where my answer to loving the gift as a giver or receiver is an enthusiastic yes!:

1) Macy's 25 Days Of Beauty Advent Calendar (above👆) - In years past I've featured some of the most coveted advent calendars on the market including from the London merchant Liberty, but priced at several hundred dollars, perhaps they aren't really worth the money. Macy's puts out a winning advent calendar every year containing a lovely curated assortment of top-notch makeup, skincare, and haircare goodies to pamper every recipient! The advent calendar is specially created for Macy's so you get a lot of products for your money. If I were to buy a beauty calendar for myself, I'd select it and use my savings for something more important.

2) Nike Women's Tanjun Move To Zero Casual Sneakers - Nike is the original brand that innovated support and comfort to advance the technology of making sneakers. Other retailers followed. If you need a new pair of athletic shoes you can't do better than Nike. Usually more expensive, how great to find them as an Early Black Friday Special!

3) 2 Piece Set White and Pink Cultured Freshwater Pearls (8 mm) Drop Earrings in Sterling Silver - I bought these ultra cute and classic earrings this morning as a gift for a friend, and the anticipation of surprising her ... I can't wait! I'm counting on her not reading this blog, but if she does, she won't know she's the friend getting jewelry. Ha! I love the 8mm size baroque-shaped pearls and set in sterling silver, a precious metal. Pink pearls are a color and drop earrings are a style I'm often tempted to buy for myself so I think she'll love them. The sales associate I placed my telephone order with said she now intends to buy a pair too, so today I bought a pair and sold a pair! Macy's, you're welcome!😆

Update - November 17th: My friend was totally surprised, she said overwhelmed and loves her beautiful new earrings!

4) Family Pajamas - Frankly, it's a new holiday tradition my family doesn't follow, but if you need new pajamas, why not buy them now that you can get good substantial cotton and attractive designs at a great price. Also if you don't know what in the world to buy someone, almost every person needs a warm pair of pajamas. There are also matching PJs for the family dog! These are the substantial types of night clothes I like to wear to spend the night at someone else's house so I can leave the guest bedroom or sit at the breakfast table without having to jump into my clothes too early in the morning.

5) Accessories: Scarfs, gloves, belts - Wow, a terrific selection of textiles, styles, colors, degrees of warmth, and price points. It's why I love Macy's, you always find quality to fill a need at the price you can afford. I don't think I've ever had a fashion, beauty, or home good need, traveled to Macy's, and retired home empty-handed. The Herald Square store has  9 floors and such a wide selection!

There's plenty of quality and value to be had right now during Macy's Early Access Black Friday Sale! How thrilling to give fantastic gifts without emptying a bank account.

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Summer Sale On Dresses And Swimsuits

Three blogs ago I featured two end-of-summer sale dresses I added to my wardrobe for next year. Here are the dresses and swimsuits I passed on buying to be financially responsible. They are equally stylish and excellent buys! 

Nowadays I try super hard to buy everything I need without giving in to purchasing lots of other things I simply want! Far from fretting, I fully expect the following cute pieces to return next year, perhaps slightly tweaked or in new colors, but I'm sure I'll get another chance to acquire them if I have a true need. Meanwhile, if you (unlike me) require new clothes for next summer, you can't beat the following in vogue dresses and swimsuits at fabulous reductions:

1) Landsend Cotton Jersey Sleeveless Swim Cover-up Dress (top image👆) - The 100% soft cotton jersey is a thick fabric with a notch neck and neatly finished armholes that you can wear as a summer dress when not covering up a bathing suit. Why not, it's adorable!

2) Columbia Freezer III Dress - The  Freezer III dress made its feature debut on THE SAVVY SHOPPER in early July and now it's on sale! Its wicking fabric pulls moisture away from the body to keep you dry and cool. In addition, the ultra-dapper summer dress has UPF 30 in its fabric to block UVA and UVB rays. Some of the patterns are gone, but not all, and the classic dress should return again next summer.

3) Swim Solutions - Macy's has tons of chic swimsuits marked down. A brand I especially love, Swim Solutions offers ultra-flattering designs, full support (in the bust, waist, and bottom), plus minimizer-sliming coverage. The brand is of top-notch quality for less -- and since sizes are going fast, I'll link 2 places you can find them -- at Macy's and Amazon.

The devil is tempting you, my lovelies!👅👺 Take advantage of the sales if you need something for next year. The dresses and swimsuits will return next season at their full retail price. Me ... I'm trying to be a good minimalist. 😇

Here's the swimsuit I selected in 2020. It came back in 2021 but has sold out again. As you can see, I wouldn't have lost out as there are plenty of gorgeous suits on sale now!

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