Hermès Bolide - A Cheaper Hermès Bag

Let's get something straight: 1) Luxury buys are expensive material things we want but don't need; 2) Sometimes what we covet makes no sense to others; and 3) Different strokes for different folks: One category of pricey things can make us happy while others have little emotional pull on us. Why? Using myself as an example, why does jewelry give me joy over designer handbags or designer clothes? Oh, I could guess the reason: My father liked jewelry and on weekend errands downtown, we'd look in jewelry store windows and pick our favorites, and I sometimes got jewelry as birthday or graduation gifts, but I also hear that turkeys are attracted to and flock around shiny objects, so perhaps I'm more like a turkey than I care to admit.😀😁😂 

In honor of my father (and my) pastime, I'll show you a gorgeous diamond necklace I can only dream about buying. The stones are fancy-cut diamonds and depending on the quality of the stones likely cost over $1 million (all the diamonds must be carefully selected to match in color, clarity, and size) and it isn't its owner's favorite or most expensive necklace. It is my favorite of her necklaces, oh, yeah! I think the reason I'm posting it on the blog is so I can return here to look at it once in a while. A picture like diamonds is forever.😍 

If Hermes handbags are what attract you, but you don't want to mortgage your house, have I got a budget-friendly tip for you! There are plenty of Bolide Hermes handbags that are in excellent condition on the pre-loved market.

Whether vintage or reissues, all Hermès handbags are handmade unlike Chanel or Louis Vuitton, or a slew of other designer bags, which often are factory-made. The quality of Hermès bags is unmatched. 

As bag mavens know, Hermes Birkins tend to increase their value on the resale market due to demand and how impossible the brand makes it to walk into a retail store to buy one. 

The Hermes Bolide is a lesser-known style to the public. It has the same top quality, yet not the status of a Birkin or Kelly. If you are interested in the caliber of a bag over its status, a Hermes Bolide is an excellent, under-the-radar choice, and for this reason, costs far less.

Sometimes called the Bolide 23, the style is the earliest design of Emile-Maurice Hermes (first sold in 1923). Inspired by his visits to Henry Ford's automobile factories in North America, it was reported to be a gift for his wife who desired a handbag to carry on car rides. Moreover, Hermes saw how zippers were used for the removable rooftops of Ford automobiles, so he adopted this feature for the Bolide, patenting his innovation, which is now common. At the time, Hermes was known only as a leather goods, not a luxury bag merchant, and the Bolide 23 bags with their staller craftsmanship have endured through the years of its reissues.

The Bolide 23 is made of box leather, the original skin in Hermes's leather shop. Box leather is a rich, glossy cow's skin that holds its shape and color with proper care. If mishandled, it will scratch and isn't waterproof. Through the decades 6 sizes were produced: mini, 27 cm, 30 cm, 31 cm, 35 cm, and its original travel bag size 45 cm. The Bolide has 2 handles, a shoulder strap (and a key with clochette on the 4 largest sizes). This classic bag comes in neutrals and an array of colors.

Also, know that costing less than a Birkin or Kelly doesn't mean cheap. Nonetheless, the price is a sum many people with jobs can save up to buy unlike the $12,000 - infinity Birkins. Plus the 2nd hand market lets you avoid the Hermes retail store games of buying other merchandise before being offered a handbag. That alone is cheaper and priceless! Since the Bolide is under the radar, you'll find a reasonable price on the resale market. Customers also like carrying a bag that's understated and not as recognizable as the Kelly or Birkin.

Meanwhile, I love that stunning fancy-cut diamond necklace so much, I'd wear it anywhere and everywhere if I could afford and justify buying it. Definitely, it wouldn't stay in a box!🔹😎

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Should You Buy I Color or I3 Clarity Diamonds?

Let's say you'd love to own jewelry with big diamonds but can't afford the bigger sizes without mortgaging your home or selling your children. Diamond prices increase exponentially per carat as you move up in carat weight because big eye-clean diamonds are rare in nature.

So, of the 4 diamond "Cs" (cut, carat, color, and clarity): (1) On which do you compromise to buy the biggest stone for the money, and (2) How far do you compromise? 

The answers are: Be flexible on color and clarity to buy a bigger stone.

Let's consider color first: To get more value in carats, or size for the money, [technically carat refers to weight not the size of a stone] ideally you should buy a G or H color, but you could go all the way down the alphabet to a J color diamond in a white gold setting. White gold makes diamonds look whiter and yet going past a J diamond is when the naked eye will notice a yellow tint. For yellow gold settings, however, you might get away with a K color as yellow gold can hide a yellow tint better than white gold. If you compare an E color with a J, you will see a slight yellow tint, but without a side-by-side comparison of the two grades you really won't notice, and the difference in cost between E and J diamonds is huge, so you could compromise a bit on color to buy a bigger stone that still looks relatively white.

Next, let's discuss clarity: When it comes to flaws, diamonds have 2 types: blemishes (surface flaws) and inclusions (internal flaws). All-natural diamonds have inclusions or defects. Under a microscope, jewelers see "feathers, bruises, indented naturals and chips, etched channels, and cavities" that can't be seen with the naked eye. In fact, clarity is considered the least important characteristic in a diamond, and where you can compromise the most to get a bigger diamond as long as you examine the stone carefully to make sure the inclusions are hidden and not prominent. Experts usually recommend settling on a diamond with VS2 (Very Slight 2) in clarity to get "the most bang for the buck." A diamond with inclusions can still look eye-clean.

Now let's get specific by considering a pair of diamond stud earrings I've had on my Macy's wish list for a few years. I love the 4-carat total weight of the studs -- that's 2 carats on each ear. Lovely, oh yes! The price is what I also find attractive ... sometimes on sale for as low as $5,400. Nice and tempting! -- compared to the usual $28,000+ for 4-carat diamond stud earrings in 14K gold at James Allen. Nonetheless, it's still a load of cash to pay, so therefore I'm stalling. In the pro camp: The I grade is colorless and acceptable for diamond stud earrings. But the I3 clarity keeps me from pulling the trigger. Macy's at Herald Square never has the earrings in the store to pursue, and it's too risky for the still-a lot-of-moola price tag. 

The cons are: I3 diamonds usually have too many inclusions that affect a diamond's brilliance and beauty. According to Teach Jewelry, ''The difference between I3 and I1 and I2 clarity diamonds is the number, type, position, and size of inclusions." No matter the angle, the inclusions, or imperfections will likely diminish the stones' sparkle (the ability of a diamond to collect and reflect light). How disappointing to spend $5,400+ for diamonds "with large, dark, and easily seen inclusions" that limit their brilliance. Dull diamonds are not what one pays for -- I'd miss the glitter, the sparkle, the shine ... as well as the money leaving my bank account.😳

I3 diamonds are called salt and pepper diamonds due to the black spots they often have. These inclusions are too noticeably to be eye-clean.

A few sources cite if inclusions are on the edge of a diamond, your diamond could break off and an I3 diamond is harder to resale, but I dismiss these 2 reasons for avoiding it. Jewelry is always a luxury buy. All jewelry is a poor investment as you'll rarely get the price you paid if reselling it. If you do pay less for less quality, getting some of your money back by reselling it is a fair trade-off. And on Moh's Hardness Scale, diamonds are a 10, the hardest gems you can buy. Stones in earrings are unlikely to break with normal wear. Not to mention, you should remove rings to clean your house.

Frankly, diamonds are common in nature, and it's mostly demand that creates their high value. Readers, you are not alone in coveting big-sized diamonds! I, too, am tempted sometimes all the time. An I diamond is fine, but diamond experts tend to advise against buying I3 diamonds for jewelry. It looks like I'll never own a pair of 4-carat diamond studs.💎

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A Hearts And Arrows Cut Diamond: What Is It?

All post photos courtesy of James Allen, including this Hearts and Arrows diamond.

As I researched diamond cuts for my last jewelry blog, I ran into the term hearts and arrows cut, so I thought it would be a fun topic to explore, letting you know what it is. Although gemstone browsing is a joy, I'd never seriously consider buying this cut of diamonds. Such cut stones cost a bundle, and you don't need such precision to get a nice sparkly diamond. {Now if I received one in a suite of jewelry like a royal bride from Arabian princes, I wouldn't turn it down. Hey Emir, right-hand ring!}

See the hearts and arrows yet?

A Hearts and Arrows diamond is a 57 faceted round brilliant cut. The diamonds are cut to "Ideal" proportions. In the face-up (crown) position, there is a near-perfect pattern of 8 symmetrical arrows and when looking at the stone in its tabletop (pavilion - see top image) position, there is a near-perfect pattern of 8 symmetrical hearts. The diamonds have good optical symmetry, polish, and this exacting, precision, repeating pattern. A hearts and arrows cut diamond looks bigger than non-Ideal cuts because it reflects more brilliance (i.e., white light) across the diamond.

Yes, it sparkles and dazzles like mad, but since only 1% of the world's diamonds are hearts and arrows cuts, you can guess the expense. Want to mortgage your house today to buy one? 

So what adds to the cost? The 1% rarity of the diamonds for one. More of the rough diamond is lost to produce a hearts and arrows diamond, and it takes an expert, experienced diamond cutter and polisher to cut and polish the diamond. As expected, deep pockets are going to pay for it. 

Here's why you may want to select a more common, closer to budget-friendly diamond. It takes a specially designed light-direction viewer called a Hearts and Arrows scope to see the near-perfect precision pattern of this super Ideal-cut diamond. So this might mean 2 purchases ... and what are you going to do, carry around a scope to offer people a look?😁😃😆  

Certainly, we can cherish a peek at rarity, symmetry, and skillfully cut diamonds, but when it comes to pulling out my wallet, I'll go with eye clean every time. I can enjoy stones that are not as rare or absolutely perfect because I get to keep my home, as well as, wear my sparklers with more abandon!

To me, buying jewelry and gemstones is similar to buying computers. I can only afford to pay the piper up to a certain amount and could never keep up with the latest, the greatest, the apex of quality, Great Britain's Spencer sisters, or LA's Kylie Kardashians. But I bet I love my affordable bling just as much! They don't stay in a box.

Here's an extra diamond buying tip: Be flexible on color. A rating of E, F, or G color may not be where you want to spend your money. Consider up to a "J" rating, which is still colorless, yet costs far less. Buying a HUGE diamond is where you'll notice the difference between an E and J color. Save money by sticking with eye-clean, and perhaps you will be able to afford a bigger diamond for the money. Mother Nature produces a range of beauties. Out in public, nobody notices a diamond as a J color! 

Likewise, while you need a good cut, only a bionic eye could spot a hearts and arrows pattern. But hey, whenever you have the chance to feast your eyes on the top of the heap, do! Twinkle, twinkle, little star (of the show) !!! It's free ... a JOY to behold! ... and your money stays in the bank!!

Here's the Hearts and Arrows Diamond on a hand, dream-sized! 😍

By the way, within the Hearts and Arrows diamond cut, there's an even rarer cut called the Decagon 10. It's a 111 (as opposed to 57-58) faceted diamond with 10 hearts and arrows (instead of 8) that reflects fire (color light) and flashes of white light like no other diamond cut. The Decagon 10 Hearts and Arrows diamonds are only cut in the D - G colors, VS2 clarity (flawless), and certified with triple ideal (0) stones (i.e., shimmers enough to blind you!). See what I mean by can't keep up with the latest, the greatest, the pinnacle, the most expensive? The bar always rises!

Photo: JannPaul - Hello, gorgeous!

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Effy Bouquet 14K White Gold Diamond Cluster Earrings

Fine jewelers will always make diamond stud earrings, as well as, diamond solitaire rings. Both are elegant, classic and wildly popular with the public. But more and more people are turning to diamond cluster rings and earrings, and jewelers are responding to the demand by designing them.

Wouldn't we all love to own a 5 carat diamond ring along with 4 carat diamond stud earrings. Am I outing myself only?😏 Oh c'mon, don't lie to yourself, sister! Where is THAT fairy godmother hiding herself? I've got a long list waiting!! So the obvious question becomes why is the diamond cluster trend happening in the jewelry world at the present time?

Well, it's because we don't wish to mortgage our homes and become panhandlers in order to buy big stones. For one stone (in a ring) or 2 single stones (in earring studs), diamonds get exponentially more expensive and often unaffordable with each increase in carat size. While diamonds (carbon) are common on earth, clean, flawless stones over 2 carats are rarer and harder to find. What's more, the demand for diamonds keeps the price sky high.

One of the reasons diamonds are so popular with consumers is the way in which they catch the light and sparkle like few other gemstones. Tanzanites and moissanites glitter much like diamonds often for less money. Some people buy them as budget-friendlier alternatives. Far from settling, each type of gemstone is loved by collectors for its own unique beauty.

Jewelry examples courtesy of Macy's

If a customer on a budget pines for diamonds, s/he can buy the effect of bigger diamonds without going broke by considering beautifully designed diamond clusters created to give you all the glitter and look -- the effect -- of larger stones. Most observers will pick up on the sparkle, yet not necessarily notice you are wearing a cluster of diamonds. You get a big effect; the beauty; the elegance; the shimmer without spending a huge (in 5-figures) amount of money. Still not cheap, yet a splurge a working person can save up for to buy.

It's a worthy and practical tradeoff on a budget. By buying the effect, you don't have to go without. Enjoy the beauty, skip the pain ... and as a bonus, you'll be less jittery about wearing your gorgeous ice bling every day. By now you know how THE SAVVY SHOPPER feels about buying luxury (which jewelry is, like designer purses) that stays in a box. It's a total waste of money!

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Pretty Hearts For Her

 

Sometimes I think Valentine's Day exists to bridge the gap between New Year's Day and Easter Sunday. It's such a long stretch, there needs to be something to celebrate. And what's more, here on the Western hemisphere, it's winter. Everything has died! We need the vibrance of red and the warmth of love to recharge us ... Valentine's Day is the perfect excuse to wear  red, sparkles and hearts. The following are adorable heart necklaces that would make festive Valentine' Day jewelry ... perhaps a gift for a lucky someone:

1) 14K White Gold Ruby Pavè Heart Pendent - (See the above image ↑.) I've been looking at this heart pendent for ages because it's gorgeous and a generous size. You won't need your eye glasses to see its loveliness! It has 6 1/2 carats of rubies and 1/2 carat of diamonds in 14k white gold. I cannot lie, the one disappoint is true of so many pendents nowadays, namely the chain it hangs on so so slight, customers will need to replace it with another more substantial chain. For the money, it shouldn't be so flimsy, but with the high price of gold these day, it nearly always is!

2) Ruby 2 1/4 ct and Dimond Accent Heart Pendent Necklace in Serling Silver - I would fawn over this neckless if I hadn't set my sights on choice #1. The heart is smaller, yet still pretty and also comes in pink sapphires, or blue sapphires. The silver metal in lieu of gold makes it a more budget-friendly alternative.

3) Silver With Rubies (2 1/2 carats) and Diamonds (1/5 carat) Necklace. - A slanted heart orbited by the sparkle of diamonds pendent. Cute and different!

I thought I'd show you a throwback diamond heart necklace. The late stage actress Arlene Francis was a 25 year panelist of the game show, What's My Line. Ms. Francis popularized diamond heart necklaces by wearing hers daily and on the show. It was a gift given to her by her husband, Hollywood actor-producer, Martin Gabel on their one year wedding anniversary in the 1940s. Sadly 40+ years later in 1988, the heart pendent was ripped off her neck by a mugger in Manhattan as she exited a taxi, a heartbreaking loss for her since Martin had died.😢🖤 

Martin Gabel was the son of a Philadelphia jeweler and what a big, gorgeous, diamond heart it was! It's the perfect size for me! 😁 I want one, but alas, who could afford the huge diamond heart pendent in today's dollars!?! Looking, ogling and admiring is free, I always say. So let's stare at it for awhile.😍 First a dreamer, then a realist ... that would be me!

The ruby and diamond heart necklaces I curated above are more affordable ... and go on sale often!♥

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5 Tips For Buying A Tennis Bracelet On A Budget

Photo: Photo: Windsor Bishop

A tennis bracelet is a hot piece of jewelry! Dressy or casual, it's very versatile paired with either a little black dress or t-shirt and denim. 

Traditionally a tennis bracelet is a diamond line bracelet, but nowadays the term also describes a style of bracelet that can feature other stones like sapphires, rubies, emeralds, topaz or tanzanites, etc.

Worn since the 1920s, it became known as a tennis bracelet during the 1978 U.S. Open after tennis champion, Chris Evert, asked for the match to be stopped in order to find the diamond line bracelet which flew off her arm. (That woman knew her priorities!😊) The style has grown in popularity ever since with tennis bracelets sold at every price point.

What hasn't changed: The bracelet contains small gems connected by precious metals, most often in 14k gold, 18k gold, platinum, or sterling silver. There are 3 common design settings: prone, channel and bezel (see the images below - in  the order mentioned↓).

In comparing carats, "more" rises in price more than portionally. In other words: 10 carats is FAR MORE than 10 times more expensive than 1 carat of diamonds. Why? Larger diamonds are rarer in nature. 

So My Tips to get the Best Value, i.e. a Greater Effect for Less Money includes the following:

1) Be flexible in selecting the metal: For value buy 14k gold. It will lower the price by $200+; and 14k gold is a sturdy metal for a bracelet since it is stronger than purer 18k gold.

Photo: Macy's Effy designed bracelets

2) Be flexible with the color and clarity of diamonds: Accept up to a "J" color with up to I2 clarity to get more carats. A "J" color is still a colorless stone, and I2 clarity will have flaws invisible to the naked eye. In a tennis bracelet where the diamonds are smaller, you might even consider a "K" color (especially in yellow gold. Tint and flaws are easier to see on a big diamond, less so with small ones). Probably for ordinary people, a tennis bracelet in grades higher than an I - J color, or I1 - I2 clarity would burst their budgets! (Think $30,000+) 

Of course, inspect the bracelet with your naked eye before buying, or only buy online from a trusted merchant who offers a full return policy. Jewelry retailers Macy's, James Allen and Blue Nile offer a good selection, value and customer service.

Photo: Macy's - prone setting

3) Buy a setting with less gold: Settings are subject to personal tastes, but for value buy a prone setting (the diamonds float) over channel and bezel settings (in which diamonds are encased in metal). All 3 settings are stunning, yet a little less gold -- not needed to secure the stones -- subtracts $200 from the sticker price. Many people like a floating diamond look to better see the sparkling diamonds! Why hide diamonds?

4) Buy a tennis bracelet set with your favorite gemstones like sapphires, rubies, emeralds, topaz, or tanzanites: Sapphires, rubies, emeralds and tanzanites cost more per carat than diamonds as large stones, but in a tennis bracelet consisting of a line of small stones, the price is nearly always cheaper than a line of ONLY diamonds. Other precious jewels make equally gorgeous tennis bracelets that are often adorned with tiny diamonds (so you get sparkle) while giving you more affordable options to consider.

5) Fake it until you make it: If you can't afford precious gems in gold, turn to cubic zirconia in sterling silver. Silver is a precious metal too, and cubic zirconia glitters enough to make your thrifty heart sing. Look classy minus going broke ... and wear it proudly, sister!

Photo: Saks 5th Avenue

With a choice of metals, stones, design, price points and sales (Savvy Shoppers ALWAYS get a sale!), there's a tennis bracelet for every wrist!

Extra tip: Count the number of diamonds on a tennis bracelet before buying. If carats and prices match between bracelets, I want bigger diamonds (count: 36 - 40 stones) over the number of diamonds (count: 44+ stones) for a greater effect. Pure preference. Know what you like!

Buyers are finding good stones at a nice price at Costco's, but report faulty clasps which need to be taken to a jeweler for replacement so they don't fall off the wrist to be lost.



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Fancy Shaped Diamonds

As a young girl I never dreamed of, nor planned my wedding as some women claim they did, but I always liked jewelry and when asked by schoolmates what kind of ring I'd want, without hesitation answered: a big one, Tiffany setting! That would be at least a 2 carat round diamond. At least!😍 

Well, here I am years later, and it is still my favorite setting. Perhaps it was because I saw my mother's round 1 carat setting ... only I wanted a huge rock. When dreaming, there is nothing wrong with magnifying a desire. Be true to yourself in your dreams! And go from there. Know what you want, then adjust to what you can have. (Hey I've coined a new saying and will add it on top: Be a dreamer, then a realist!😁)

Diamond shapes: round, Asscher, cushion, emerald, heart, marquise, oval, pear, princess and radiant

As it turns out, round diamonds have the most sparkle of all the shapes. Little did I know, the shape of a diamond effects price. Round diamonds are the most expensive due to popularity, higher manufacturing costs and their lovely brilliance, according to Blue Nile, as well as, other jewelers. In order to achieve the fire and brilliance of a round shaped diamond, a large portion of the rough stone must be cut away. A round shape loses the most "rough" of any of the possible shapes, and it takes more time and skill to cut a perfect round diamond, thus adding to the expense.
💎💎💎💎💎

All other diamonds are called fancy shaped diamonds. They include Asscher, cushion, emerald, heart, marquise, oval, pear, princess and radiant. A cutter can study a rough diamond to determine what is the best shape, manipulating the "rough" to better accommodate a fancy shape. On the other hand, a round shape is the most perfectly symmetrical, requiring more precision and skill to create it.

While round diamonds are 25% higher in price for the same quality of stones, fancy shaped diamonds are not cheap either. They, too, are beautiful, brilliant and popular engagement rings with customers. And consider this ... if you desire the brilliance of a round diamond for less, a cushion shaped diamond comes close with a lower price tag. So you can afford a bigger diamond by being a bit flexible with shape, color and clarity. Moreover, marquise and heart shaped diamonds are gorgeously different! Do you agree? And, do you have a favorite diamond shape?

The brilliance and fire of diamonds.

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Walking Up - Down Madison Avenue

Can't go wrong with this designer

Walking up or down Madison Avenue to see the latest fashions is one of the great pleasures of being in Manhattan. The shop widows can be summed up in one word ... magnificent. LA's Rodeo Drive is shockingly pint-sized compared to the 6 miles of Madison Avenue. On the Upper East Side stretch (comprising 1.5 miles between East 86th Street to East 57th Street, there are about 400 luxury and flagship stores, selling apparel, shoes, high end accessories (like purses, belts, hair ribbons, etc.) and fine jewelry.

All that glitters is gold!

These twinkling diamonds, sapphires, rubies and emeralds at Travelers Jewelers on Madison (at East 77th Street) are huge and real gold and gems! I swear, they blink at me every time I walk by!

Georgio Armani (at East 66th Street) has shimmering windows too ... presently featuring evening gowns. Despite the glare from the street lights and traffic, I'm posting a few. There are many more to see!

Wouldn't the elegant designer dresses look lovely with some jewels? Feel free to select your favorite necklace, bracelet and/or ring.

Next razzle dazzle up the avenue stopping at Giuseppe Zanotti (on East 68th Street) for a pair of embellished fancy shoes.

This 12 carat sapphire ring with 14 solitaire diamonds in white gold is my favorite. A kind salesman let me slip it on my finger, and it's a perfect fit! Each time I pass Travers, I look for it in the window. But alas ... after months and months, somebody with deep pockets walked into the jewelry store and bought my ring! {Are you reading this? That's right, MY ring, sister! I know your ring size!!}😁 Fortunately, I have this photo to show you. What a beauty ... I will miss it!😍

On Madison Avenue there are ever changing pretties to see, and the exercise and eye candy are free!


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