Lovely Freshwater Pearls

By nature I'm an under buyer. However, if I see something, which has "me" written all over it at a great price, I pounce to buy it. Pearl jewelry usually has the word "me" written all over it ... as I enjoy wearing a few pieces. Not to mention: diamonds, rubies and sapphires (but oh, I digress!).

These Glitzy Rocks Colored Freshwater Pearl Stretch Bracelets are selling for $10 on Overstock. Sooo, I bought myself a treat in the white color. Love them! ♥

They are big, real, freshwater pearls. Yes, I see some blemishes and uneven coloring. My bracelet arrived with 24 unknotted pearls (that do not slide) on a comfortable elastic strand. None of the pearls are perfect, however for under $10 I didn't expect Akoya cultured pearls. For less than the price of costume jewelry, these freshwater pearls look very classic on the arm. As a matter of fact, I like them so much, I bought my mother a bracelet in white pearls also. She should receive hers in the mail today.

You can get the pearl bracelets for $4.50 per strand if you buy all 10 colors. Plus, Overstock coupons may be applied on the purchase for additional savings. (Wow, if only my under buying nature hadn't kicked in.) For a generous number of big, beautiful, real, freshwater pearls, it's a steal!

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Jewelry Holiday Gift Ideas At Macy's

The brilliance of a diamond tennis necklace has a huge effect. See my budget-friendly tips below.

Last week I was invited to a Macy's jewelry trunk show at Herald Square. You know I went, People!😍 It was the most upscale, expensive, and gorgeous jewelry I've seen in a department store. I tried on a flawless 12-carat Tanzanite ring ($85,000), a 7-carat pigeon-blood ruby ring with diamonds ($49,000), and a 5-carat emerald and diamond ring ($43,000). Each piece was spectacular, yet even before arriving, I knew I wouldn't be buying anything. Who walks into Macy's and drops that💰sum💸 on one luxury item? Rich folks and broke folks, that's who!

Some of the very expensive jewelry from Effy's trunk show at Macy's. Lots of trunk shows now.

After perusing the gems at the trunk show I walked around the jewelry department, looking at everything in the display cases. To be sure, Macy's has a huge array of jewelry from costly to moderate prices. (It's why I love Macy's ... throughout the store, you can find quality items to fit any budget.) From now until Christmas, expect tons of sales. Wait for a Friends and Family, Black Friday, or VIP sale to get an extra 30% off on already well-priced merchandise.

Coseup of the Effy trunk show sapphire and ruby rings - the expensive heirloom line.

If you ask me (and even if you don't😊) jewelry is always a winning holiday gift. The following are beautiful examples of mid-priced jewelry from Macy's showcases -- precious (diamonds, sapphires, rubies, and emeralds) and semi-precious (the amethyst) stones set in 14k gold:

1) Diamond Pavè Huggie Hoop Earrings; 2) Ruby & Diamond Necklace; 3) Amethyst & Diamond Accent Oval Ring

4) Effy Emerald & Diamond Earrings; 5) Belle de Mer Pearl Studs; 6) Diamond Hoop Earrings

7) Italian Gold Bangle Bracelet; 8) Velvet Bleu by Effy Sapphire & Diamond Bracelet; 9) Effy Emerald Drop Earrings

The 2 pairs of emerald earrings and ruby heart pendant look gorgeous in the store. I wanted them!!! The 5-carat amethyst ring is a splendid color, size, and clarity ... and affordable unlike precious stones of similar size. The hoop earrings, pearl studs, and gold bangle are classic pieces that never go out of style. The sapphire and diamond tennis bracelet is as lovely as its pricier all-diamond sisters. I've linked all the jewelry (except the diamond necklace, which is at the store to try on) so you can read more details. Lots of the pieces are available in other gemstones also, and the pearls are in other natural colors.

Macy's makes sparkle more affordable, and the trunk shows have fun, to-die-for, eye candy. Will I ever get tired of gawking at jewelry? Never!👀 

Extra Budget Tips: Due to its brilliance, a diamond tennis
necklace of 3 carats has a huge effect, therefore, bigger may not be worth the exponential price increase of buying more carats. Consider how 5-7-or 10 carats of diamonds get more expensive, not simply doubling or tripling per carat, but exponentially. And yet on your neck, the effect is not always as big as the exponential rise in cost! Until you bump up the diamonds to 20-30 or 50+ carats, i.e., Elizabeth Taylor or Queen Elizabeth II size, the effect isn't automatically more stunning, so may not be worth the huge price hike. Therefore, my budget-friendly tip is to buy the "effect," not the carat weight in a tennis necklace.

Curiously, sometimes the 10-carat stone necklaces twist and turn on the neck while the 3 carats don't ... which is definitely a disappointing effect!

To get the most "effect" for less money, buy a graduated diamond-style tennis necklace. People notice the bigger stones at the front, not the decrease in sizes going towards the back of the neck, an area unseen if you have flowing hair. The entire necklace, including the smaller diamonds towards the back, will sparkle like crazy! A big effect at a lower cost!! Another tip in buying a tennis-style necklace or bracelet for less is to consider compromising on color and clarity since the diamonds are tiny. But, the color in the line must be consistent and match!

Of course, at a trunk show try on the Queen Elizabeth II big gemstones. I say, be a dreamer, then a realist! And yes, Your Majesty, I will definitely accept your kind invitation to see the Crown Jewels. Hey people, you never know who reads the blog.🙂😍💂

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Treat Yourself To One Nice Thing

I don't wear costume jewelry. I'd much rather own a few good pieces of the real thing — even if it's just inexpensive sterling silver, or a simple gold chain — over having a dresser drawer full of designer, sometimes more costly costume jewelry.

And I hope everybody has the experience of receiving classic jewelry like 14k gold earrings for a 21st birthday, or a bracelet with precious stones to celebrate a graduation, given to you by someone who matters in your life. That's why it's the worst feeling in the world to lose a piece of jewelry. Often there's a story and sentimental value behind that neckless, so it can't easily be replaced.

Once in a while I'm even good to myself. I notice that with jewelry I'm a more modest spender and not quite as generous with myself, as I am when buying for another person. But it all works out, because that's how special people in my life are with me also.

I have a pair of cultured pearl earrings that I bought on sale at Macy's department store for $80. They may not be flawless Akoya pearls, but they are nice. They are classic ... real ... and a thing of beauty. They dress up any outfit -- and with care, they will last for decades.

So here's a pearl of wisdom. Every so often when you reach a milestone, or overcome a hardship, let yourself have one nice thing. Reward yourself for meeting a challenge with a strength and resilience you didn't know you had. It doesn't have to be a top of the line purchase, necessarily; just factor into your budget a little something you are hankering to buy. Make sure it's something that brings you happiness ... and enjoy it, because the reality is, it doesn't take long to live a life.

Vivienne Westwood Three Row Pearl Bas Relief Choker

The Vivienne Westword Three Row Pearl Bas Relief Choker which first appeared in 1990 has made a HUGE comeback. Inspired by royalty and selling for $610 on the designer's website, it's what every fashionista wanted for Christmas this year ... unless she already had one!

For sure, it's a beautiful piece of costume jewelry with silver-tone or gold-tone plating over brass with 3 rows of hand-knotted Swarovski synthetic pearls that come together at a beaded clasp in the back.

As longtime readers know well, I don't think costume jewelry is where you want to spend $610, but if you apply yourself, you'll find the coveted necklace for much less by searching the internet. Due to buyer regret, I see the real thing listed for $66, $129, and $143 on various resale websites ... and a quality Esty dupe for $45 here. I'm not linking the pre-loved offerings since by the time you read this blog the necklaces will likely be gone. Just do a Google search to see what's currently available

This is a lovely chocker selling for too much money. You can get fine jewelry with real 14k gold and freshwater pearls for the price of this costume piece. But a 2nd-hand, dupe, or inspired chocker is easy to find for much less! IMHO $45 + tax isn't cheap either for costume jewelry -- but it is less money. Yep, sometimes designer costume jewelry makes no logical sense, and many of us have been there fancying a look.

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QBracelet With iPhone Charger

Photo: Bloomingdales

In the coming weeks, THE SAVVY SHOPPER will again feature a few holiday gift ideas in case you're stumped. Here's one that comes at different price points.

Look at this genius and stylish QBracelet. It's really an iPhone charger made of stainless steel, available in 3 colors: rose, white and yellow gold. 

Open the bangle at the hinge to get to a lightning connector that can boost your battery life by 50%. There are 2 sizes: small (to fit most women) and medium (to fit most men). The built-in lightning connector charges Apple iPhone 5, 5c, 5s, 6, 6 Plus, 7 and 7 Plus. A thoughtful gift for tech-savvy fashionistas who like their bling. Cost: $149. 

Here are several more budget-friendly bracelet chargers (some will also sync your smartphone) for folks who wish to leave their cables and cords at home too. The same idea for under $10.

Beaded ones come in white, naval, black and a rainbow of other colors. The black hue looks elegant and rich, yet bright colors are playful. Paying less, you can splurge on more than one hue to match your outfits.

Here is a lovely pearl charger bracelet to show the variety of styles. Make sure you read all the Amazon customer reviews to ensure your choice works with your device and generation, or else you risk buying a mere piece of custom jewelry. Around $15.

Perhaps a man will want something plainer as we don't see many of them wear bangle bracelets. Below, the Three Legs Flat Bracelets are sleek, colorful bands suitable for both men and women. About $10.

These iPhone charges make fun, affordable and unique stocking stuffers. Stay tuned for more gift ideas!

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New at The Body Shop.

The number one rule for selecting gifts is always give people things they can use.

I live in a small Manhattan apartment. One Christmas I recived a fake fireplace with a fake log from relatives who live in a big beautiful house in the suburbs. There was nothing special about it, nor do I recall ever wanting one. And, since it didn't function, out in the trash it went a short time later.

Why spend money on items with no purpose? How disappointing to unwrap! Better to give nothing at all. I don't know, perhaps my relations were regifting? ... or just made a mistake. Judging by their possessions, they seem to have the means and good tastes to select a nice gift. (By the way, they don't read the blog, but maybe they should. :)

A thoughtful holiday gift isn't always expensive; however it should be something you'd be happy to get. Here are ten ideas to consider:

1. The Body Shop Color Crush Nail Polish for her - Enriched with Community Free Trade marula oil and safe ingredients. Long lasting, bright nail color in over 24 shades. Plus, The Body Shop has attractive holiday skin care and grooming kits for men, women and the entire family.

2. Razor Kick Scooter - Perfect for kids of all ages. A sleek design and sturdy construction. I see at least one adult rider on the city streets each week, and it sure looks like a fun way to get around.

3. The Art of Shaving: The 4 Elements of the Perfect Shave - A unique blend of 100% essential oils for him. Great for sensitive skin. The kit includes pre-shave oil, shaving cream, after shave and a shaving brush. Travel and full sizes are available.

4. A BasTexWireless Case for a smart phone - The above Hard Knuckles Bumper model in metallic silver for an iPhone 5 sells for $4.99. There is a design and color to fit most every personality and cell phone.

5. A Craft Beer Brewing Kit - Everything a person needs to begin making beer at home. It's rewarding to learn a new hobby. A chance for the giftee to impress friends with delicious homemade beer. Who knows? You, the giver, might get invited to a beer tasting.

6. French Girl Organic - Lip Tints - A nourishing lip balm containing organic oils, butters and wax to keep lips moist and chap-free, in subtle earth tone tints. 

7. Pearl jewelry - From earrings, rings, bracelets or necklaces, there's a price point for every budget. A forever keepsake. You can't go wrong with pearls and silver or gold. Freshwater pearls are lovely just like their flawless siblings. Do your research before choosing. Macy's, a department store with knowledgeable buyers and a wide selection, is a good place to start.

8. Shea Moisture Soap - This whole product line of skin, body and hair care is the best kept secret in the beauty industry. Fabulously budget-friendly and available at Target, Walgreen and Bed, Bath And Beyond. Made with certified organic ingredients. The huge-sized soaps are excellent for pampering dry and sensitive skin. None better!

9. English Toffee - Chocolate, nuts and butter toffee, not to mention a mouthwatering crunch! Lots of sizes and brands are packaged in holiday boxes and tins. Makes a festive presentation.

10. A gift certificate - To a favorite store is always a thougthful present, in my opinion. 

Normally, adults get fewer gifts, so make yours count! What are your gift ideas?

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Macy's Black Friday Specials: 10 Awesome Gifts For $10 or Less

Bell de Mar Button Pearls

If you're a high earner it's fantastic to buy loved ones expensive gifts. How lovely for people who have the means to give generously to others. It's equally vital to remember that Christmas was once not the over-the-top commercial holiday it's become. At one time people were content to exchange inexpensive treats like fruit, chocolates, or homemade gifts. So if you're on a tight budget this year don't fret, it really is the thought based on what you can afford that counts. 

Since I promised to create gift guides this year from Macy's Early Access Black Friday Specials I'll select 10 Awesome Gifts for $10 or Less:

1) Bell de Mar Cultured Freshwater Button Pearl Earrings - A very decent size 8-9mm with sterling silver (a precious metal) posts and backs. However according to many reviewers, the backs are flimsy and loose, so plan to use alternate posts you already have in your jewelry box or enclose a few rubber backs in your gift box for your giftee, so when worn an earring won't fall out. Despite their ill-fitting backs, I still think the earrings are an amazing buy and I'd be lying if I say I don't want a pair of pink pearls for myself! I only own white pearls! The button-shaped pearls are available in ivory, pink, grey, and black. Sale price: $8.12.

2) Art+Sound True Wireless Earbuds - The earbuds have a "crystal clear" sound, a comfortable fit, and many positive reviews. Fabulous time to buy them! Sale price: $9.99

3) Art & Cook 2-Speed Immersion Blender - Often I wish I had an immersion blender so I could insert it into a pot on the stovetop instead of pouring soup into a blender to cream it. Less cleanup! At $9.99.

4) Thermal Shirts - for men or women - For layering. Winter is coming! Nice to have warmth without bulk! Sale price: $9.99

5) First Aid Ultra Repair Cream - 2 ounces - A stellar skincare brand in limited edition holiday scents with serious moisture to treat dry skin. Hand/body creams make fabulous emergency gifts if you need a hostess gift or for an extra visitor at your gathering. Sale price: $9 {In the past I've also fallen back on quality scented room candles as an emergency gift which Macy's is offering for $10. A Christmas ornament can be a winning hostess gift.}

 6) Thirstystone Printed Coaster Set - Every home dweller needs stylish coasters to protect their furniture from drips and rings from drinks. There is an assortment of brands, designs, and colors. The sale price for a set of 4: is $7.99.

7) Holiday Lane Shine Bright Collection - Ornaments start at $2.99. In the USA it's protocol for a boss to give employees holiday gifts, but employees aren't expected to reciprocate because bosses make higher salaries. It can be awkward giving a boss a gift, but you can play it safe with either a lovely ornament or homemade Christmas cookies and a festive card. This eliminates dilemmas like wondering how much to spend; is the gift too personal, or appropriate? {I once brought homemade Christmas cookies in a tin to the office that my managing editor at Time ate during Christmas week, until he said, "Oh, please don't bring any more cookies in, I can't gain more weight!" I've published my cookie recipes throughout the blog.}

8) A set of peppermint, cinnamon, and vanilla-flavored lip balm. $8.93.

9) Art & Cook Coffee and Spice Grinder - For the serious home cook or serious coffee drinker who likes to grind her/his own spices or beans. $9.99

10) R.H. Macy & Co. Chocolate Rum Cake - A premium blend of cocoa and dark rum with the flavor of butter syrup tossed in. Cheaper than a cup of coffee and a slice of gourmet cake at a cafe! 1 lb weight. Sale price: $9.99

Nobody should max out their credit cards for the holidays. Instead, give friends and family your time! With a little thought and the help of a Macy's Black Friday sale, you can find perfect gifts that are thoughtful and budget-friendly.🎄

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