Tuesday, March 16, 2021

The Diamond Cluster Jewelry Trend

 

Effy Bouquet 14K White Gold Diamond Cluster Earrings
Fine jewelers will always make diamond stud earrings, as well as, diamond solitaire rings. Both are elegant, classic and wildly popular with the public. But more and more people are turning to diamond cluster rings and earrings, and jewelers are responding to the demand by designing them.

Wouldn't we all love to own a 5 carat diamond ring along with 4 carat diamond stud earrings. Am I outing myself only?😏 Oh c'mon, don't lie to yourself, sister! Where is THAT fairy godmother hiding herself? I've got a long list waiting!! 
So the obvious question becomes why is the diamond cluster trend happening in the jewelry world at the present time?
Well, it's because we don't wish to mortgage our homes and become panhandlers in order to buy big stones. For one stone (in a ring) or 2 single stones (in earring studs), diamonds get exponentially more expensive and often unaffordable with each increase in carat size. While diamonds (carbon) are common on earth, clean, flawless stones over 2 carats are rarer and harder to find. What's more, the demand for diamonds keeps the price sky high.

One of the reasons diamonds are so popular with consumers is the way in which they catch the light and sparkle like few other gemstones. Tanzanites and moissanites glitter much like diamonds often for less money. Some people buy them as budget-friendlier alternatives. Far from settling, each type of gemstone is loved by collectors for its own unique beauty.


Jewelry examples courtesy of Macy's

If a customer on a budget pines for diamonds, s/he can buy the effect of bigger diamonds without going broke by considering beautifully designed diamond clusters created to give you all the glitter and look -- the effect -- of larger stones. Most observers will pick up on the sparkle, yet not necessarily notice you are wearing a cluster of diamonds. You get a big effect; the beauty; the elegance; the shimmer without spending a huge (in 5-figures) amount of money. Still not cheap, yet a splurge a working person can save up for to buy.
It's a worthy and practical tradeoff on a budget. By buying the effect, you don't have to go without. Enjoy the beauty, skip the pain ... and as a bonus, you'll be less jittery about wearing your gorgeous ice bling every day. By now you know how THE SAVVY SHOPPER feels about buying luxury (which jewelry is, like designer purses) that stays in a box. It's a total waste of money!


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Sunday, March 14, 2021

Homemade Nut Bars

I almost bought these Kind bars today, a box of 12, six of each. In my hand and being carted around the store, they were neither expensive nor cheap nor low in calories. So I returned them to the shelf and thought, "Why should I pay $15 for 12 nut bars?" Instead, I could eat 12 nuts chased down with a spoonful of honey for sweetness. I don't need to buy these bars! Surely I can make a simple nut bar at home for less than $15 bucks.

Here's the recipe I came up with ... a step beyond chucking 12 almonds with a bit of honey into my mouth. Fast and easy, we can do it: 

Simple Rustic Nut Bars

Ingredients:

1 cup of almonds
1/2 cup pecans (or walnuts)
1/2 cup cashews
1/2 cup of any other favorite nuts you like - hazelnuts or pistachios, pine nuts, peanuts, (or even pumpkin seeds)
1 teaspoon vanilla extract
A pinch of salt
1 teaspoon cinnamon
1/2 cup honey
1 tablespoon of dark brown sugar syrup (or maple syrup)

Optional: 1/2 cup of chocolate chips or a swirl of melted chocolate if you wish to mimic a Kind bar. Omit the chocolate for less calories.

Directions:

1) In a 350 degree F oven, spread out the nuts on a baking sheet and toast them for about 15 minutes.

2) After the nuts are toasted and cooled, toss them into a mixing bowl. Leave the almonds whole if you wish. Break some of the nuts up if you wish.

3) Next add the other dry ingredients to the mixing bowl.

4) Follow with the wet ingredients of honey and syrup. Mix and coat well.

5) Press into a parchment lined (or buttered) baking pan.

6) Bake in a preheated 350 degree F oven for 20 - 25 minutes. Hot bubbling honey will bind the mixture together. Don't continue baking too long after it bubbles. Remove from the oven.

7) Let the uncut baked nuts and honey bars cool completely. 

8) Cut into bars. Store what you don't eat in a cookie tin or container.

Enjoy a healthy snack!


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Tuesday, March 9, 2021

Who Wears Short Shorts?

Photo: Uniqlo High-Rise Denim Shorts

As much as I love summer, I haven't worn shorts in several years! Perhaps because I reside in Manhattan (as opposed to a suburb), I live in Old Navy casual-smart dresses. They slide over your arms and head and voilà you are entirely dressed for the day. A change of shoes with some jewelry will take you from home or an afternoon in Central Park to a night out on the town (before COVID). I love multi-tasking things of every kind including clothes! Unlike Victorians and Edwardians, who dressed in the morning and again for dinner, the right casual-smart outfit in the 21st century is suitable for all the events of a single day!

Many people like having some shorts in their summer wardrobe.

Old Navy styles

At Old Navy the styles of shorts are numerous, continuous and ever changing during warmer months ... not surprising as the merchant specializes in sports and activewear. 
Uniqlo 3/4 length shorts

What's more, Uniqlo holds its own in the activewear and shorts department. Its collection is versatile, upscale and budget-friendly too. Some of Uniqlo's pieces are garden party, casual-smart. Old Navy matches Uniqlo's garden party vibe primarily with its summer dresses.
Uniqlo styles

Between the 2 retailers, there's no need to look elsewhere. Both have an unparalleled winning short selection in many styles including chinos and biker shorts, as well as, in different lengths, colors and styles. I've posted a tiny sampling offered at unbeatable prices even before applied promotions - which Uniqlo and Old Navy are always running. Why pay more?


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Thursday, March 4, 2021

10 Foods I Buy Ready-Made

Photo: Fsi.colostate.edu

As much as possible I make or bake food from scratch. Often you use nutritious, cleaner ingredients costing less and tasting better. There are a few items I can't make more supreme for less money than the retailer. Here are 10 foods (most of them staples in my home) I throw in the towel to buy:

1) Hummus - The ingredients to make it myself cost more than the hummus. Plus I can't make it better.

2) Rye or Pumpernickel breads - I bake plenty bread at home, but rye or pumpernickel grains aren't carried as often at supermarkets. I can't buy rye flours in 5 pound bags.

3) Cheese - I can eat cheese until it comes out of my ears, yet I have never tried to make any variety of it. The time and conditions it would take for the milk to turn into aged cheeses, I can't set up in a Manhattan apartment. I'd love to tour a cheese factory one day!

Photo: The Spruce Eats
4) Pesto - I couldn't grow enough or procure enough fresh basil to offset the cost of buying pesto from a good Italian deli. But. If you can in your town, making fresh pesto is easy and delicious. The aroma is spectacular!

5) Tomato sauce - Not altogether true, yet with this one I split hairs. Yes, I can make a delicious sauce from cans of crushed tomatoes, yet I still like some of the supermarket brands a tab better, and they go on sale so frequently, I can easily grab a jar to make pizza from scratch or spaghetti with meat sauce. (Nope, I don't make meatballs ... but if you come to my home for dinner I'll let you. I don't like meatballs more than meat sauce, so I follow the path of less work.🙂)

6) Sausage - Don't even suggest it. As a child, I once watched my mother use a meat grinder somebody gave her, mixing lean meat and seasonings. Before she finished, I knew she'd never make it again. We're not butches or foodies, and we don't care enough. Plus I eat less meat nowadays. As does my Mama.

6) Pasta - I like making fresh pasta from eggs and flour. It's not that time consuming, and yet I still don't want to spend the extra time in the kitchen. Pasta is another dirt cheap item for a tasty staple available at the supermarket.

7) Mexican food - One of my favorite cuisines, it's so delicious because fresh ingredients are roasted, toasted, marinated and grilled before you get started. Usually there are steps upon steps to prepare the ingredients before they go into a recipe to make the dish. I have the best of intentions but honestly at home, I stop at making burritos enchiladas style.

8) Applesauce - I like making homemade applesauce, but pounds of apples are needed, and I can't buy enough apples for the cost to make sense. I tend to buy apple butter more often than applesauce and eat it with a spoon, sometimes with peanut butter. Walmart carries a delicious cinnamon flavored apple butter that's inexpensive.

9) Nut butters - I can't make them for less if buying the nuts. At the health food store, technically I do make it! I turn the grinding machine on to fill up a plastic container.

10) Salsa - Just like basil for pesto and apples for applesauce, I can't buy enough tomatoes to make cost-effective salsa any tastier than I can buy it in a jar. Target sells their own brand, Good & Gather, which is delicious, cheap ($1.69 for 24 ounces), with few ingredients listed. Sold!

My rule of thumb is: If I can't make a food or dish cheaper, better or more nutritious, I buy it ready-made. Time is money! It's ok to select convenience sometimes when it makes more sense!

Do you buy a food or dish over making it because on balance, it's worth it?


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Wednesday, March 3, 2021

Happy 12th Birthday To THE SAVVY SHOPPER

Photo: Funamada

Moments ago it hit me: I began THE SAVVY SHOPPER 12 years ago today. Facebook reminded me. 

THE SAVVY SHOPPER continues to be primarily a writing, not a photo blog. It's why we're not on Instagram. I don't write blogs on my phone. Moreover, I don't take photos and then decide to write a blog. I write the blog and then find (or occasionally) take photos. 

Thank you, readers, for your emails and support ... and evolving friendships ... a delightful and unexpected bonus.

Let's keep learning, sharing and exploring the world together! As always, let me know if there are subjects you'd like for me to blog about ... and comment freely.

Happy 12th Birthday to THE SAVVY SHOPPER ... and here's to the blog's global readers! xox

Photo: Dinner than Dessert


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Monday, March 1, 2021

The 5 Cardinal Gems Of Antiquity Includes Amethyst

Photo: Laurel

If you long for jewelry on a budget that can't be stretched to include the 4 precious stones of diamondsemeralds, rubies or sapphires, you might consider an amethyst. It is a gorgeous colored stone in its own right. In fact for centuries, amethyst was one of the 5 "Cardinal Gems of the Old World" and valued as a precious stone ... up until the 18th century when mines were discovered in Brazil lowering its price.

Unlike the other 4 gemstones that become exponentially more expensive (and often unaffordable) as their carat weight increases, you can get a huge amethyst without breaking the bank. As beautiful as in antiquity when amethyst was rare, there is just more amethyst in circulation today because mines in Brazil still yield large depositions of it.

An amethyst is a violet variety of quartz (SiO2), a silicate mineral. It is the most valuable of all the quartz crystals and like all quartz, forms in lava when gas bubbles become trapped, letting crystals form inside the cavities created by the bubbles. Containing impurities of iron and sometimes other trace minerals, the amethyst's purple shade is the result of irradiation (i.e., its exposure to radiation). Just like with other gemstones, it takes millions of years for the earth to make amethyst.

While amethyst can range from a light lavender to a deep purple, today its value is determined by its clarity and depth of purple color. Collectors look for flashes of red in the stone. High quality amethyst is mined in Siberia, Sri Lanka, Brazil and Uruguay. Once undesirable in hue, pale purple (or lilac -- sometimes called "Rose de France") amethyst is also becoming popular thanks to a successful marketing campaign.

Amethyst scores a 7 on the Mohl's Scale of Gemstone Hardness making it very suitable and durable to wear as jewelry. The lovely purple quartz falls sightly below an emerald (7.5 - 8) and higher than tanzanite (6.5 - 7), peridot (6.5 - 7), opal (5.5 - 6.5) and pearls (4.5). 

The ancient world saw the value of amethyst. It's a genuine, gorgeous purple stone, once reserved for royalty, yet fulfills the want of beauty that extends to the common wo/man. This ongoing wonder of nature is a modern day steal! 

[Note: All the jewelry examples uploaded, except the top image, are from Macy's. I'm only a customer and do not get commissions by mentioning them. I love Macy's for their wide selection and price points to fit every budget. Although I only buy fine jewelry -- real gold and gems, I don't think it must be heirloom quality. Affordable commercial quality is fine as long as it's priced accordingly. 
All jewelry is a luxury buy, never an investment. The only true investment is money sitting in a savings account collecting interest over time. A true investment is not a handbag, it's not apparel, and it's not a piece of jewelry. Moreover, I advise against paying thousands of dollars for a name in jewelry that is more than the value of the gold in the piece. For instance, add several thousand dollars to the true value in gold of any piece of jewelry with the Cartier name on it. Ask yourself if the Cartier name is worth an extra $5,000+ (on top of the cost of the gold) before you decide to buy it.🙂 Yes, you can fetch a good price on the resale market, minus 20%, but the reason to buy a luxury good is because you love it, not as an investment.


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Wednesday, February 24, 2021

English Toffee Pudding

Photo: Omaha Steaks

All the reading and documentaries I'm absorbing on English history is influencing my baking. Why else would I think of making English Toffee Pudding for the first time ever? It turns out this very English dessert may have originated in Canada.

And let's address the English usage of the word, "pudding."  In America, pudding is a cold eggless custard eaten with a spoon. In England pudding is a delicious cake with or without sticky sauce. Think figgy pudding or Christmas pudding, both cut with a knife and eaten with a fork.

My recipe is traditional, but if you want to substitute figs for dates, feel free. In America, dried figs are sometimes cheaper or easier to find than dried, meaty dates. Usually figs are inexpensive, plump and sold as a pound, whereas dates can be puny in size and quantity, as well as, expensive! Why!? Are dates harder to produce, or more perishable than figs? I do not know! In an effort to keep baking simple and not break the bank, use either dates (traditional) or figs (also tasty).

English Sticky Toffee Pudding

Ingredients for the cake:

1 cup chopped dried dates (or substitute figs)
2/3 cup hot boiled water
4 tablespoons butter, room temperature
1/2 cup dark brown sugar (The Brits use Muscovado sugar - it is less refined with caramel and toffee notes.)
3/4 teaspoon salt
1 teaspoon baking powder
1/4 teaspoon baking soda
1 large egg, room temperature
2 teaspoons vanilla extract
1 1/4 cup unbleached all purpose flour

Optional - If you have golden syrup (or make it) you can add a tablespoon of it for flavor; or molasses; but the recipe is delicious with brown sugar only. Some bakers like to add cinnamon and nutmeg. Chef Jamie Oliver seeps 2 teabags along with the dates into his hot boiled water for extra taste.

Directions

1) Toss the chopped dates (or figs) and boiled water in a blender or food processor and blend. Set aside.

2) In a separate bowl using an electric mixer, beat together the butter, dark brown sugar, salt, and baking powder until combined. Mix in the egg.

3) To avoid a dense texture fold in the flour and vanilla.

4) Spoon the baking soda into the set aside date (or fig) purée which will bubble up, then pour into the batter. Mix until fluffy.

5) Pour the mixture into a buttered square or fluted cake pan. 

6) Bake in a preheated 350 degree F oven for 40 - 45 minutes or until done. The cake will spring back to the touch. 

Ingredients for the Sticky Toffee Sauce:

1 cup dark brown sugar
4 tablespoons butter
Pinch of salt
1 cup of heavy cream (I use condensed milk.)
1 teaspoon vanilla extract

Directions:

1) Toss the butter, dark brown sugar, salt and cream into a sauce pan over medium heat and stir just enough to dissolve the brown sugar, then leave it alone until it starts to turn brown, or else you risk a grainy texture. (If compelled, lift the pan off the flame to give it a gentle swirl instead of stirring.)

2) As the liquid turns a dark amber, try to resist stirring. You can dip a spoon in to see if it coats it. Turn off the heat and add the vanilla.
I dislike making the sauce! Melted sugar gets very hot. Without precision, there's the possibility of failure. If so, nobody will judge you for going to plan B as a topping ... a scoop of vanilla with swirled caramel ice cream. Who's going to complain? Show a complainer the recipe and lead him to your kitchen while you wait ... for sticky toffee topping and an attitude adjustment.😁 Enjoy!

 
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Thursday, February 18, 2021

Plantagenets, Tudors and Stuarts

Photo: Carae - Elizabeth Woodville, Queen Consort of England, mother of the princes in the tower.

The question of the day is: How are you spending your extra pandemic hours at home? 

I have stepped into the past to watch history documentaries, as well as, historical fiction -- dramas that combine facts with inventions, including The White Queen, The White Princess and The Spanish Princess. As long as I can google known facts to learn what really happened or to flesh out the true characters of kings, queens and power players at court, I will accept the historical fiction story I'm watching as entertainment, and yet often I think the truth doesn't need the invention, as the real history was dramatic and fascinating enough. The old saying applies, life is stranger than fiction.
Photos: Henry VII & Elizabeth of York, the elder sister of the Princes in the tower - their marriage (happy) ended the 30 year Wars of the Roses.
Overall, I notice the 3 historical fiction series listed above get the outlines and major events right, but sometimes mess with the timeline, minor yet important details, or motivations of a character, getting them wrong by making a confident historical person weak or needy, or a righteous person of the past calculating and unrighteous. I understand the need to composite characters into one for reasons of time or storytelling, but I dislike when producers change the nature, or established deeds of a historical person. While watching you must go with it to enjoy the series ... then look the person up later to know what is real and what liberties are taken.

Catherine of Aragon & how she'd look today
In school I took required Western Civilization history courses ... and yes, learned some things ... however, I have never cared to take an extended look at Plantagenet, Tudor or Stuart England thereafter ... until 2020. Mores change in a millennium, so I didn't think I could relate. But you can relate when studying the past, and I am re-examining English history in reverse order:
The 5 eldest children of Charles I by Van Dyck
1638 - Mary, James, Charles, Elizabeth and Anne

1) Stuarts - Mostly like them despite their faults. The Stuart Kings were good fathers and (except for faithful Charles I) philandering husbands, but who protected their wives when needed. History is hard on James II, who had become a Catholic. His chief flaw was his stubbornness. James lacked the charm of his older brother, Charles II. As King, James passed laws showing tolerance of Catholics and Quakers alongside the Church of England, reforms unwanted by segments in the Church of England who had benefited from the previous history of stripping the Catholic Church of its property; and it lead to the loss of his Crown. James II was followed by his 2 Protestant daughters: Mary II and Anne (skipping over his infant Catholic son from his 2nd marriage). Queen Anne's death ended the Stuart line.

2) Tudors - Dislike Henry VII and Henry VIII. What a bloodthirsty, greedy, miserly dynasty.

Like Catherine of Aragon and Mary I, who were both victims of their tyrant husband and father, Henry VIII. Dislike Anne Boleyn (What somebody will do with you, they'll do to you ... and worse ... as she discovered!) Catherine, the wife married to Henry the longest, remained popular with the English people who considered her their true Queen and recognized her worth until the day she died in spite of Henry and Anne's efforts to erase her. Anne lasted 2 short years as Queen and never earned the love of the English people regardless of her Englishness. Have great sympathy for the other wives. Jane's reign was short, dying in the childbirth of Henry's only legitiment living son. Anne of Cleves got a raw deal, then negotiated a lucrative divorce. Poor young Catherine Howard was in over her head and lost it; and Catherine Parr married an overweight, ulcerous King and outlived him. Haven't gotten in-depth into Elizabeth I ... but will likely think she's ok.

Richard III - face
created based his skull.
3) Plantagenets -  I'm now watching every documentary about them. Lots of family infighting and betrayals happening. Tough times. Divided country. Family feuds with money and retainers!! Generally, I understand and like them. I like (English born, German) Empress Matilda who became a claimant to the English throne, and Eleanor of Aquitaine rocked! I like Elizabeth Woodville and Henry IV well enough. Richard III ... did he kill the princes in the tower as has been accepted for 500 years? Well, maybe not, I'm unsure. It could have been directed by Henry Tudor or his wily mother, Lady Margaret Beaufort. We will likely never know who killed those boys. Richard III was the last of the Plantagenets. Defeated by Henry Tudor, the new King (as Henry VII) spent his reign hunting down potential Plantagenet rivals whom he feared had a better claim to the English throne.


My ancestors have the same Norman roots and took the same English paths of migration as the Plantagenets, but after 600 - 1,000 years how would you truly know if you are related? I'm skeptical when people say their gateway ancestor was a long-ago royal. Without a meticulous paper trail that stretches all the way back, you're only guessing. But you know what? I still hate those Tudors! The revisionists of history.😏 What a cutthroat bunch of murderous paranoids ... and nasty to their own family to boot!💂👑


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Tuesday, February 16, 2021

Max Factor A Century Of Stellar Makeup

All Max Factor photos property of Max Factor 

Unfortunately Max Factor is hard to find at your local drugstore nowadays. The company was sold in 2015 to Coty of P & G, the makeup is still being manufactured, and the quality is still amazing. 

Previously featured on THE SAVVY SHOPPER, Max Factor, the cosmetologist was the makeup artist to the stars during Hollywood's heyday while his brand became the cosmetics of makeup artists the world over. Max Factor's Pan Stik is the best cover stick ever made, and I'm never without one for under eye coverage of my dark circles. If applied in the morning, it stays put all day.

If you've never tried the Max Factor Masterpiece Palette in Cappuccino Nudes, you'll love it for its top-notch ingredients, beautiful hues and exceptional lasting power.

Moreover the Max Factor Facefinity Compact Foundation glides on smooth with completely natural, light and full coverage.

Marketed as "Glossfinity," the 26 signature nail colors are vibrant and fun, too, if you polish your nails.
Max Factor, the man, is the founder of modern makeup. Max Factor, the brand, has a century of prominence in the makeup world. More than over-the-counter quality, it's professional quality makeup at drugstore prices. Well-worth hunting down in the aisles of your local drugstore ... if only it's there to find!



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